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2859 Country Ln, Ellicott City, MD, 21042

5beds
4baths
4,520sqft
$950,000
$210price/sqft
$6,434/moest. monthly cost
$257,360/yrincome needed

About This Home

Meticulously maintained by its original owners, this pristine brick-front colonial offers exceptional space, major improvements and is ideally situated on a 1/3 acre lot in sought after Ellicott City. Significant improvements include: a replaced roof (2013) with architectural shingles; an upgraded gas HVAC system (2017); four replaced sliding glass doors (2018); easy care composite deck (2021); two-car garage with painted walls and finished flooring (2019). The main floor features a striking two-story foyer, separate living room, dining room detailed with crown molding and chair rail, a private dedicated office, and a remodeled powder room (2016). The renovated kitchen, featuring granite counters and upgraded black stainless steel appliances opens to the bright family room with a warm gas fireplace and tall cathedral ceilings. Directly off the family room is a light-filled three-season sunroom addition with a gorgeous wood cathedral ceiling. Main-level mudroom includes a utility sink and front-loading laundry. Upstairs, you will find four spacious bedrooms and two fully renovated bathrooms (2016). The primary bedroom features cathedral ceilings and a walk-in closet. A stunning renovated primary bathroom (2016) features dual granite vanities, a soaking tub, a walk-in shower and extensive tile work. The finished walk-out lower level expands your options with an expansive recreation room centered around a gas stove fireplace, a third full bathroom, a wet bar with a mini refrigerator, a storage/utility room, and a separate gym that can easily function as a fifth bedroom. Outside, the fully fenced rear yard holds a low-maintenance composite deck (2021) with a hot tub. No required HOA fees and within easy walking distance of St. John's Lane Elementary and Mt. Hebron High School.

Getting Around

6
WalkingCar-Dependent
8
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

8/10
Patapsco Middle SchoolGrades 6-81.3 mi
9/10
Mount Hebron High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Energy Efficient Appliances,Exhaust Fan,Ice Maker,Humidifier,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Double Oven,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Has Laundry,Main Level

Basement

  • Area: 1824

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Walk-In Shower,Soaking Tub,Breakfast Area,Built-in Features,Butlers Pantry,Ceiling Fan(s),Chair Railings,Crown Molding,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,2 Story Ceilings,Cathedral Ceiling(s),Wood Ceilings
  • Door features: Six Panel,Sliding Glass
  • Window features: Double Pane Windows,Screens
  • Flooring: Carpet,Ceramic Tile,Laminate,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Glass Doors,Brick,Gas/Propane,Flue for Stove,Insert
  • Fireplace: Yes
  • Finished area below ground: 1,424
  • Finished area above ground: 3,096

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,920
  • Total interior livable area: 4,520 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1402334631
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Enclosed
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped,Premium

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Concrete,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$225$2,700
Property Taxes $831$9,972
Electricity $575$6,910
Total$6,434$77,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,594/yr
40% on housing$193,020/yr
45% on housing$171,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 21042$304
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21042$255
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$950,000
2026-08-13Listed for sale$950,000

For Sale by Agent

AgentBrian Pakulla
BrokerageRed Cedar Real Estate, LLC

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