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2903 Chestnut Hill Dr, Ellicott City, MD, 21043

5beds
4baths
3,834sqft
$829,900
$216price/sqft
$5,588/moest. monthly cost
$223,520/yrincome needed

About This Home

3,434 finished square feet on 3 levels. In-law/Au pair setup in the fully finished lower level - bedroom, fully equipped eat-in kitchen, full bath, and a huge 21' X 19' family room, all with a separate, private entrance. New furnace and A/C. 40-year architectural shingle roof is 6 years old. Includes all appliances and window treatments. No HOA. Blue ribbon schools. Jetted soaking tub in the primary bathroom. 14' X 11' room off the primary bedroom makes a great 2nd-floor office or exercise space. Open floorplan in the kitchen/breakfast/family room area. Propane gas fireplace in the family room. Formal living room and formal dining room. Hardwood flooring throughout the 1st floor. Freshly painted throughout. New carpet throughout. Chestnut Hills Drive has a dead end and offers no-thru traffic. Sliders off the kitchen to an elevated deck overlooking the 1/2 acre, level lot. Most furniture is available for purchase. Don't miss the virtual and 3D tours.

Getting Around

11
WalkingCar-Dependent
14
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

8/10
7/10
Dunloggin Middle SchoolGrades 6-83.3 mi
9/10
Mount Hebron High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle,Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Ice Maker,Intercom,Self Cleaning Oven,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Main Level,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,English,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Shelving,Sump Pump,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedroom5

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 143
  • Dimensions: 11 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Family Room

  • Features: Fireplace - Gas,Flooring - HardWood,Window Treatments
  • Level: Main
  • Area: 360
  • Dimensions: 18 X 20

Features

  • 2nd Kitchen,Soaking Tub,Bathroom - Stall Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Country,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Wainscotting,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Door features: Insulated,Six Panel
  • Window features: Bay/Bow,Double Hung,Screens,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 1,514
  • Finished area above ground: 2,320

Heating & Cooling

  • Heating features: Central,Forced Air,Oil
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,834
  • Total interior livable area: 3,834 sqft

Kitchen

  • Features: Breakfast Nook,Breakfast Room,Countertop(s) - Solid Surface,Dining Area,Flooring - Tile/Brick,Kitchen Island,Kitchen - Electric Cooking,Pantry,Window Treatments
  • Level: Main
  • Area: 238
  • Dimensions: 14 X 17

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 195
  • Dimensions: 13 X 15

Living Room

  • Features: Flooring - HardWood,Window Treatments
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Other

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 399
  • Dimensions: 19 X 21

Primary Bedroom

  • Features: Soaking Tub,Ceiling Fan(s),Flooring - Carpet,Primary Bedroom - Dressing Area,Primary Bedroom - Sitting Area,Walk-In Closet(s),Window Treatments
  • Level: Upper
  • Area: 288
  • Dimensions: 16 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1402376458
  • Zoning: R20
  • Zoning description: residential
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Bump-outs,Chimney Cap(s),Lighting,Sidewalks
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Garden
  • Frontage type: Road Frontage

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared,Front Yard,Interior Lot,Landscaped,Level,No Thru Street,Open Lot,Rear Yard,SideYard(s),Middle Of Block

Parking

  • Total spaces: 7
  • Parking features: Storage,Built In,Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Lighted,Driveway,Paved,Surface,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$182$2,184
Property Taxes $722$8,664
Electricity $488$5,861
Total$5,588$67,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,588/yr
40% on housing$167,640/yr
45% on housing$149,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$254
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$829,900
2023-11-03Listing removed$799,900
2023-07-29Listed for sale$799,900
1995-05-08Sold$50,000

For Sale by Agent

AgentMike Gary
BrokerageMohler and Gary Realtors LLC

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