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3549 Lakeway Dr, Ellicott City, MD, 21042

4beds
3baths
1,976sqft
$719,900
$364price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

***NEW PRICE*** Welcome to this beautifully maintained 4-bedroom, 2.5-bath detached home, perfectly situated on just over 2 private acres at the end of a quiet dead-end street in a peaceful cul-de-sac. Offering the ideal combination of privacy, space, and convenience, this exceptional property is located within a highly sought-after school district and provides easy access to major commuter routes. Inside, you'll find timeless true hardwood floors throughout the main and upper levels, creating a warm and inviting atmosphere. The traditional floor plan features spacious living areas centered around a classic wood-burning fireplace, perfect for relaxing or entertaining. The kitchen includes newer appliances and offers both functionality and style. Upstairs, the generous primary suite and three additional bedrooms are complemented by two full bathrooms, while a convenient half bath serves the main level. Enjoy outdoor living year-round from the expansive screened-in porch overlooking the private backyard. Additional highlights include an oversized side-entry two-car garage with a blacktop driveway, a partially finished basement with abundant storage space, a newer roof, newer HVAC, new garage door, and a water softener system. If you've been searching for a home that offers privacy, quality updates, generous living space, and an unbeatable location with no HOA. This property is ready to welcome you home.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

9/10
10/10
Glenelg High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Freezer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Treat System,Electric Water Heater

Basement

  • Area: 988

Basement

  • Has basement: Yes
  • Basement: Heated,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Dry Wall
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,964
  • Total interior livable area: 1,976 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1403286452
  • Zoning: RRDEO
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.07 Acres
  • Features: Front Yard,Open Lot,Wooded,Private,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Oversized,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$171$2,052
Property Taxes $627$7,524
Electricity $281$3,374
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 21042$302
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21042$255
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$699,900
2026-07-22Price change$719,900
2026-07-11Listed for sale$735,000

For Sale by Agent

AgentTimothy Dorsey
BrokerageLong & Foster Real Estate, Inc.

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