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16555 Old Frederick Rd, Mount Airy, MD, 21771

5beds
3baths
2,500sqft
$669,900
$268price/sqft
$4,451/moest. monthly cost
$178,040/yrincome needed

About This Home

Tucked away in the rolling countryside of beautiful western Howard County, this exceptional home offers the perfect balance of peaceful living, modern updates, and everyday convenience. Lovingly maintained by the same owners for more than 25 years, every improvement reflects true pride of ownership, creating a property that is as move-in ready as it is inviting. Inside, you'll find five spacious bedrooms and three beautifully updated full bathrooms, along with a stunning, renovated kitchen designed to be the heart of the home. The adjoining dining area flows seamlessly to a screened-in porch, creating the perfect space to enjoy morning coffee, family dinners, or summer evenings surrounded by nature. The private primary suite offers its own relaxing retreat with a bright sunroom—an ideal spot to unwind with a book or simply take in the peaceful backyard views. Step outside and discover what truly sets this property apart. The enormous backyard offers endless possibilities for entertaining, recreation, gardening, or simply enjoying the privacy and beauty of the outdoors. Spend warm afternoons in the sparkling pool, lounge on the expansive surrounding deck, or soak in the hot tub beneath the stars. Whether you're hosting gatherings or enjoying a quiet evening at home, this backyard was made to be enjoyed. Significant updates provide peace of mind for years to come, including a new HVAC system (2025), water heater (2021), roof (2018), and replacement windows (2018). Combined with its exceptional maintenance, thoughtful improvements, and location within one of Howard County's most sought-after school districts, this is a rare opportunity to own a home that has been truly cared for inside and out. If you've been searching for space, privacy, modern updates, and an incredible outdoor lifestyle in one of western Howard County's most desirable locations, this is the one you've been waiting for.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Lisbon Elementary SchoolGrades K-51.4 mi
9/10
Glenwood Middle SchoolGrades 6-84.9 mi
10/10
Glenelg High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Permanent
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1060

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Side Entrance,Windows,Improved

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 1,060
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 1404331877
  • Zoning: RCDEO
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 1.29 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$165$1,980
Property Taxes $581$6,972
Electricity $318$3,822
Total$4,451$53,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,605/yr
40% on housing$133,530/yr
45% on housing$118,693/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 21771$227
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21771$240
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$669,900
2000-08-22Sold$239,500

For Sale by Agent

AgentBen Love
BrokerageRevol Real Estate, LLC

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