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9312 Madison Ave, Laurel, MD, 20723

5beds
4baths
3,071sqft
$774,900
$252price/sqft
$5,128/moest. monthly cost
$205,120/yrincome needed

About This Home

100% Complete and Ready to Move Into: Rare New Construction in Howard County with NO HOA or NO FRONT FOOT FEES! Welcome Home to Luxury, Space, and Efficiency in North Laurel! Skip the extra monthly fees and move right into this pristine, brand-new construction masterpiece. Offering three fully finished levels and almost 3,000 square feet of meticulously designed living space, this 5-bedroom, 3.5-bathroom home perfectly blends modern luxury with everyday functionality. The Main Level is Designed for Entertaining. Step through the front door and be greeted by airy 9-foot ceilings and stunning upgraded flooring that flows seamlessly throughout the main level. The heart of the home is the gourmet kitchen, a chef’s dream featuring premium quartz countertops, sleek stainless-steel appliances, and ample prep space. Whether you're hosting a dinner party or enjoying a quiet morning coffee, this open-concept space delivers. Escape to your private sanctuary featuring a spa-like primary bath designed for ultimate relaxation. No more hauling baskets up and down the stairs—the dedicated second-floor laundry room adds ultimate everyday convenience. With 5 spacious bedrooms spread across three finished levels, there is more than enough room for a growing family, a dedicated home office, or a guest suite. Heading out to the two-car garage, you'll find an electric car charging rough-in, making it effortless to plug in your EV whenever you're ready. Enjoy the perfect balance of suburban tranquility and community connection. You are within easy walking distance to the North Laurel Community Center, giving you quick access to local recreation, parks, and events.

Getting Around

57
WalkingSomewhat Walkable
37
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

5/10
7/10
7/10
Reservoir High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Advanced Framing,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk,Craftsman,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Gas,Range Hood,Oven,Refrigerator,Stainless Steel Appliance(s),Cooktop,Dryer,Washer,Gas Water Heater
  • Laundry features: Upper Level,Hookup,Has Laundry,Washer/Dryer Hookups Only

Basement

  • Area: 784

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall,Wood Walls
  • Door features: Insulated,Six Panel,French Doors
  • Window features: Double Pane Windows,Insulated Windows,Screens
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 784
  • Finished area above ground: 2,287

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,071
  • Total interior livable area: 3,071 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1406418554
  • Zoning: RSC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Play Area,Sidewalks

Lot

  • Lot size: 7,000 sqft
  • Features: Backs to Trees,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Paved,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$161$1,932
Property Taxes $658$7,896
Electricity $391$4,695
Total$5,128$61,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,817/yr
40% on housing$153,840/yr
45% on housing$136,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 20723$207
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 20723$267
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$774,900
2026-06-19Listed for sale$799,999
2024-02-13Sold$195,000
2024-01-29Listed for sale$185,000

New Construction

AgentJeff Bridegum
BrokerageRE/MAX One

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