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8780 Teresa Ln, Laurel, MD, 20723

4beds
4baths
2,592sqft
$860,000
$332price/sqft
$5,607/moest. monthly cost
$224,280/yrincome needed

About This Home

You'll have more fun living here! Beyond the covered front porch, the welcoming foyer opens to a dining room with chair rail that is ready for holiday dinners and everyday gatherings, and French doors that lead to a private office or formal living room, providing flexible living space. The updated kitchen features granite counters, stainless steel appliances, a tile backsplash, large center island & breakfast bar. The kitchen has additional bonus space for a casual dining table that flows seamlessly into the family room, where a cathedral ceiling, gas fireplace flanked by windows, and direct access to the screened-in porch create an inviting place to gather. Upstairs, the spacious owner's suite feels like a private retreat with a sitting area that's perfect for a reading nook or home office, two walk-in closets outfitted with wardrobe organizers, and an updated bath with a double vanity, soaking tub, and separate shower. Three additional bedrooms, an updated hall bath, and the convenience of an upper-level laundry room with modern high-efficiency washer/dryer complete this level. The finished basement is ready for your next celebration or game night, offering two recreation rooms, a wet bar, and a full bath. This space has a built-in entertainment center along with a gas fireplace and 2 beverage chillers in the bar area. Summer lasts a little longer here! Step outside to a beautifully landscaped, fully fenced backyard oasis. A custom gunite in-ground pool with stamped concrete pool deck and patio, a tiki bar, and screened-in porch are ready for everything from weekend pool parties to relaxing evenings outdoors. Whether you're cooling off in the pool, grilling on the patio, or escaping the summer sun in the screened-in porch, this backyard is designed for making memories all season long. Recent updates include a new HVAC, fresh paint throughout, and a WiFi-enabled garage door opener. Welcome home!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

6/10
9/10
Hammond Middle SchoolGrades 6-81.3 mi
7/10
Reservoir High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Refrigerator,Cooktop,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Soaking Tub,Breakfast Area,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Bar
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,592

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,528
  • Total interior livable area: 2,592 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Sitting Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1406473989
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Porch,Screened,Patio
  • Fencing: Back Yard

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$179$2,148
Property Taxes $750$9,000
Electricity $330$3,962
Total$5,607$67,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,240/yr
40% on housing$168,210/yr
45% on housing$149,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 20723$206
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 20723$267
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$860,000
2026-07-23Listing removed$4,700
2026-07-20Listed for rent$4,700
2022-08-25Sold$729,900
2022-07-14Pending sale$729,900
2022-07-06Listed for sale$729,900

For Sale by Agent

AgentWendy Slaughter
BrokerageSamson Properties

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