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8209 Mossy Stone Ct, Laurel, MD, 20723

5beds
4baths
2,820sqft
$775,000
$275price/sqft
$5,113/moest. monthly cost
$204,520/yrincome needed

About This Home

Tucked away on a quiet cul de sac in Howard County's desirable Hammond Hills community, this beautifully maintained colonial offers more than 3,000 square feet across three finished levels with five bedrooms, three and a half baths, and numerous recent updates. Freshly painted throughout the main level, brand new carpeting installed upstairs just one week ago, a new garage door, and recently replaced washer, dryer, dishwasher, and refrigerator, all less than 18 months old, complement the home's timeless appeal. A welcoming foyer is flanked by formal living and dining rooms, each featuring a charming box bay window with a built-in window seat that provides additional storage. Neutral paint creates a bright, inviting backdrop throughout the home. At the center of it all, the kitchen is appointed with ceiling height cabinetry, granite countertops, and stainless steel appliances, while an adjoining breakfast nook with a bay window offers the perfect spot for casual meals. The kitchen also provides convenient access to the attached two car garage. Just beyond, the family room invites gathering around a cozy wood burning fireplace and opens through a sliding glass door to the deck overlooking the tree lined backyard. A conveniently located powder room completes the main level. Vaulted ceilings enhance the spacious primary suite, where a walk-in closet, linen closet, and private bath with a double sink vanity and tiled tub and shower create a comfortable retreat. Three additional bedrooms share a well-designed hall bath featuring a double sink vanity. Both upper level baths have some updated tile replaced within the last 5 years. Completed in 2024, the finished lower level adds exceptional flexibility with a spacious recreation room featuring recessed lighting, tv wiring, wide plank luxury vinyl plank flooring, and a sliding glass door leading to the backyard. A fifth bedroom, stylish full bath, and versatile bonus room ideal for a home office, exercise space, or hobby room complete this level. Outdoor spaces are equally inviting with a welcoming brick front patio, an elevated deck with railing replaced in the last several years, and a peaceful backyard framed by mature trees. This home enjoys convenient access to shopping, dining, parks, and everyday amenities, along with nearby Maple Lawn and Historic Savage Mill. Commuters appreciate the easy connections to I 95, Route 29, MD 32, Fort Meade, Columbia, Baltimore, and Washington, D.C., making this an ideal location for both work and recreation.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
9/10
Hammond Middle SchoolGrades 6-80.4 mi
7/10
Reservoir High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Other

  • Builder model: BURLINGTON
  • Builder name: RYAN

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Has Laundry,Upper Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Improved,Interior Entry,Partial,Finished,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom4

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower
  • Area: 130
  • Dimensions: 10 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower
  • Area: 143
  • Dimensions: 11 X 13

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Family Room

  • Features: Flooring - Carpet,Fireplace - Wood Burning,Ceiling Fan(s)
  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Features

  • Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Dry Wall,Vaulted Ceiling(s)
  • Door features: Insulated,Six Panel,Sliding Glass
  • Window features: Casement,Double Pane Windows,Vinyl Clad,Screens
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Wood Burning,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 756
  • Finished area above ground: 2,064

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 2,820 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Granite Counters,Breakfast Nook,Eat-in Kitchen,Kitchen - Electric Cooking
  • Level: Main
  • Area: 320
  • Dimensions: 16 X 20

Living Room

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Primary Bedroom

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 224
  • Dimensions: 14 X 16

Recreation Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower
  • Area: 594
  • Dimensions: 22 X 27

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1406514057
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.39 Acres
  • Features: Cul-De-Sac,Landscaped,Front Yard,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$161$1,932
Property Taxes $675$8,100
Electricity $359$4,311
Total$5,113$61,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,302/yr
40% on housing$153,390/yr
45% on housing$136,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 20723$207
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 20723$267
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$775,000
2011-01-11Sold$478,500
2010-04-05Price change$485,000
2009-11-07Listed for sale$490,000

For Sale by Agent

AgentAnthony Friedman
BrokerageNorthrop Realty

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