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21899 Lovers Ln, Rock Hall, MD, 21661

2beds
1baths
800sqft
$129,900
$162price/sqft
$1,256/moest. monthly cost
$50,240/yrincome needed

About This Home

Charming home nestled on a spacious lot in the Rock Hall area. This property offers comfortable single-level living with a functional layout, generous outdoor space, and plenty of room to enjoy the peaceful surroundings. Conveniently located near local amenities, marinas, and the Chesapeake Bay, this home presents an excellent opportunity for year-round living, a weekend retreat, or investment potential. Don't miss the chance to make this Eastern Shore property your own! SOLD AS IS.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
2/10
5/10
Kent County High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1961

Materials

  • Construction materials: Block

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Other,Propane
  • Cooling features: Window Unit(s),Other

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1505007593
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Drought
Hurricane
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$59$708
Property Taxes $260$3,120
Electricity $281$3,374
Total$1,256$15,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,062/yr
40% on housing$37,680/yr
45% on housing$33,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 21661$184
Kent County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 21661
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$129,900
2026-07-14Price change$135,000
2026-07-02Price change$144,900
2026-06-22Listed for sale$149,900
2025-08-04Sold$150,000
2025-07-14Pending sale$150,000
2025-07-13Listing removed$150,000
2025-06-19Listed for sale$150,000
2002-12-10Sold$29,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services

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