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7680 Country Club Ln, Chestertown, MD, 21620

5beds
4baths
2,639sqft
$885,000
$335price/sqft
$6,086/moest. monthly cost
$243,440/yrincome needed

About This Home

Custom-built home in Country Club Estates with beautiful architectural details. Spacious open living space with hardwood floors and wooden beams, glowing with ample natural light! Enjoy time on the large screened porch, finished with Ipe hardwood, overlooking the peaceful creek, woods and park like setting. Five bedrooms and 4 full bathrooms, nicely designed with privacy in mind. There's an entry-level bedroom and full bathroom. The partially finished basement offers a large bedroom or bonus room, a full bathroom, and an oversized workshop space. Upstairs you'll find two bedrooms that share a full bathroom, as well as the primary bedroom, which is nicely situated with a view of the creek/pond. Enjoy peaceful views of the creek from the slate patio, and launch a kayak to explore the water from your backyard. This property leaves little to be desired! Two-car garage, peaceful water view, cozy fireplace, large living space, nicely landscaped, and a hot tub! Under 2 miles from downtown Chestertown and a short stroll to the Chester River Yacht & Country Club.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
2/10
5/10
Kent County High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2001

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame,Block,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Oven/Range - Gas,Down Draft,Dishwasher,Exhaust Fan,Disposal,Dryer,Microwave,Refrigerator,Cooktop,Washer,Water Heater
  • Laundry features: Has Laundry,Main Level

Basement

  • Area: 1321

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Windows,Workshop,Interior Entry,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Upgraded Countertops,Recessed Lighting,Primary Bath(s),Pantry,Kitchen Island,Kitchen - Gourmet,Open Floorplan,Family Room Off Kitchen,Exposed Beams,Entry Level Bedroom,Dining Area,Curved Staircase,Combination Kitchen/Living,Combination Kitchen/Dining,Combination Dining/Living,Ceiling Fan(s),Built-in Features,Breakfast Area,Bathroom - Walk-In Shower,Bathroom - Stall Shower,Bathroom - Tub Shower,Dry Wall
  • Window features: Double Pane Windows,Atrium,Skylight(s)
  • Flooring: Wood,Hardwood,Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Screen,Stone,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,639

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 3,960
  • Total interior livable area: 2,639 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1507010648
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Lighting,Extensive Hardscape,Flood Lights,Rain Gutters,Play Area,Storage,Sidewalks
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Creek/Stream,Garden,Scenic Vista,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • On waterfront: Yes
  • Waterfront features: Fishing Allowed,Canoe/Kayak,Private Access
  • Waterbody name: Muddy Creek
  • Frontage length: Water Frontage Ft: 140

Lot

  • Lot size: 0.81 Acres
  • Features: Premium,Stream/Creek,Wooded,Fishing Available,Front Yard,Rear Yard,SideYard(s),Private,Pond

Parking

  • Total spaces: 6
  • Parking features: Covered,Garage Door Opener,Garage Faces Side,Inside Entrance,Storage,Crushed Stone,Private,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Coastal Flooding
Hurricane
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,475$53,700
Home Insurance *$429$5,148
Property Taxes $846$10,152
Electricity $336$4,034
Total$6,086$73,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,662/yr
40% on housing$182,580/yr
45% on housing$162,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 21620$238
Kent County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 21620
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$885,000
2000-11-17Sold$90,000

For Sale by Agent

AgentJohn Burke
BrokerageGunther-McClary Real Estate

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