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21010 Delta Dr, Gaithersburg, MD, 20882

0beds
0baths
0sqft
$549,000
--price/sqft
$3,872/moest. monthly cost
$154,880/yrincome needed

About This Home

Sold strictly as-is and cash only. Rare opportunity to acquire a structurally sound detached home on approximately 0.99 acres in Gaithersburg’s 20882 market, positioned for a full custom renovation or long-term value-add hold. Interior is gutted and ready for redesign, allowing investors, flippers, builders, and end users with renovation vision to start with a clean slate rather than paying to undo dated finishes. Major site fundamentals are already in place, including electricity, a concrete driveway, a 2-car garage, functioning well, and an inspected, functioning septic system. Seller also reports the roof shingles were replaced with architectural shingles, with plywood replaced where necessary. The lot offers a premium outdoor setting with mature chestnut trees, blueberry bushes, and a black walnut tree, creating privacy, established landscaping, and edible-garden appeal that would be costly and time-consuming to replicate. Located in an RE-2 area known for large-lot residential character, this property offers strong appeal for a high-end renovation, custom hold, or strategic value-add play. Buyers to perform their own due diligence regarding zoning, accessory structures, future use, permits, and all development considerations. Excellent opportunity for serious cash buyers seeking space, infrastructure, and upside in Montgomery County.

Getting Around

4
WalkingCar-Dependent
23
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10
Gaithersburg High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1972

Materials

  • Foundation: Crawl Space,Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Combination,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160100013491
  • Zoning: RE2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Terrace

Lot

  • Lot size: 0.99 Acres
  • Features: Front Yard,Private,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$170$2,040
Property Taxes $645$7,740
Electricity $281$3,374
Total$3,872$46,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,754/yr
40% on housing$116,160/yr
45% on housing$103,253/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 20882$260
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20882$268
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$549,000
2023-06-12Sold$311,000
2023-05-24Pending sale$259,000
2023-05-15Listed for sale$259,000

For Sale by Agent

AgentOlga Golikova
BrokerageKemper Morgan Realty, LLC

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