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9416 Penshurst Ct, Gaithersburg, MD, 20886

4beds
3baths
2,256sqft
$399,900
$177price/sqft
$2,878/moest. monthly cost
$115,120/yrincome needed

About This Home

Immaculate Move-In Ready 4-Bedroom Renovated Home – Your Dream Awaits in Turn-Key Luxury Imagine stepping into a home that feels brand new, where every detail has been meticulously refreshed to create a welcoming, effortless lifestyle. This stunning renovated 4-bedroom home is the epitome of modern comfort—completely move-in ready, freshly updated, and poised for immediate enjoyment. The inviting open-concept main floor greets you with abundant natural light and seamless flow. At its center shines a new kitchen boasting brand-new stainless steel appliances, elegant quartz countertops, and sleek contemporary cabinetry. It effortlessly connects to a spacious living room and dining area—perfect for relaxed family evenings, lively gatherings, or quiet moments of connection. A practical half bathroom adds convenience without interrupting the harmony. Ascend to discover four generously proportioned bedrooms across two private upper levels: the first offers two serene bedrooms and a full bathroom, while the second provides another two bedrooms with its own full bathroom—ideal for growing families, overnight guests, or a peaceful home workspace. The fully finished basement unlocks endless possibilities: transform it into a cozy family rec room, energizing home gym, creative play space, or versatile guest retreat to match your vision. No detail has been overlooked in this exceptional update: a completely reimagined kitchen with all-new appliances and counters, fresh neutral paint throughout, premium new flooring and sumptuous carpeting, plus a brand-new high-efficiency water boiler for lasting reliability and savings. This updated 4-bedroom home with finished basement blends timeless appeal with contemporary sophistication—offering abundant space, modern elegance, and true hassle-free living. In today's fast-moving market, homes this impeccably renovated and move-in ready vanish quickly.Don't let this rare gem slip away. Schedule your private tour today and step into the life you've been dreaming of!

Getting Around

37
WalkingCar-Dependent
31
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Neelsville Middle SchoolGrades 6-82.6 mi
5/10
Watkins Mill High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Very Good,Excellent
  • Year built: 1980

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Range Hood,Stainless Steel Appliance(s),Disposal,Dishwasher,Electric Water Heater

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 564
  • Finished area above ground: 1,692

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,948
  • Total interior livable area: 2,256 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 160101974107
  • Zoning: THD
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community

Lot

  • Lot size: 798 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$79$948
Property Taxes $490$5,880
Electricity $287$3,449
Total$2,878$34,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,674/yr
40% on housing$86,340/yr
45% on housing$76,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$186
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$420,000
2026-02-06Sold$305,000
2025-02-27Sold$380,000

For Sale by Agent

AgentChana Kohler
BrokerageKeller Williams Realty Centre

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