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19721 Mayhill Ter, Gaithersburg, MD, 20879

4beds
3baths
2,664sqft
$635,000
$238price/sqft
$4,373/moest. monthly cost
$174,920/yrincome needed

About This Home

Thoughtfully designed for both everyday living and entertaining, this home offers a combination of comfortable gathering spaces and flexible living areas. The open kitchen serves as the center of the home, creating a natural connection to the surrounding living spaces, while the family room fireplace provides a cozy setting for relaxing evenings and seasonal gatherings. The primary suite offers a private retreat with a bath featuring a separate shower, creating a comfortable space to begin and end each day. The basement expands the home's versatility, providing additional room for recreation, work, hobbies, guests, or storage to fit a variety of lifestyle needs. An attached two-car garage adds convenience and functionality for daily living. Located within an established Montgomery County community, this home offers convenient access to shopping, dining, parks, recreation, and major commuter routes. Combining flexible living spaces with a desirable location, this property presents an opportunity to enjoy both comfort at home and easy access to the amenities that make everyday life more convenient. Photos may be virtually staged

Getting Around

24
WalkingCar-Dependent
23
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

4/10
Redland Middle SchoolGrades 6-83.0 mi
5/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Cooktop,Microwave,Refrigerator,Dishwasher,Electric Water Heater

Basement

  • Area: 912

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,664 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160102367692
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 8,650 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$155$1,860
Property Taxes $669$8,028
Electricity $339$4,072
Total$4,373$52,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,931/yr
40% on housing$131,190/yr
45% on housing$116,613/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 20879$172
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20879$278
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$625,000
2026-07-24Listed for sale$635,000
2026-07-22Contingent$635,000
2026-07-07Price change$635,000
2026-06-24Listed for sale$650,000
2021-02-26Sold$452,000
2021-01-02Pending sale$465,000
2020-12-29Listed for sale$445,000
2018-08-13Sold$428,000
2018-05-18Pending sale$424,988
2018-04-28Price change$424,988
2018-03-16Price change$450,000
2018-02-14Price change$475,000
2018-01-25Listed for sale$500,000

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

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