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8509 Ivoryton Way, Montgomery Village, MD, 20886

3beds
3baths
2,261sqft
$523,000
$231price/sqft
$3,523/moest. monthly cost
$140,920/yrincome needed

About This Home

Two-story colonial-style home in Montgomery Village offering a functional layout across three finished levels. The updated kitchen features oak cabinetry, granite countertops, stainless steel appliances including a refrigerator and dishwasher, and tile flooring. The main living area boasts vaulted ceilings, a wood-burning fireplace, and hardwood flooring, with a sliding glass door leading to the rear deck. A second living space on the main level offers additional flex space. The upper level includes multiple carpeted bedrooms with ceiling fans, a full bath with double vanity and soaking tub, and a full hall bath with tub/shower combo. The finished lower level provides a spacious bonus room with recessed lighting and new carpet. A two-car garage and in-unit laundry complete the home. Out back, a wood deck overlooks a fenced yard bordered by mature trees.. Included 100-Day Home Warranty with buyer activation

Getting Around

36
WalkingCar-Dependent
31
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

5/10
Goshen Elementary SchoolGrades PK-50.7 mi
2/10
Forest Oak Middle SchoolGrades 6-82.2 mi
3/10
Gaithersburg High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Frame,Aluminum Siding,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 866

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,761

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,627
  • Total interior livable area: 2,261 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160102635143
  • Zoning: TLD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 2,623 sqft

Parking

  • Total spaces: 2
  • Parking features: Other,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,644$31,728
Home Insurance *$104$1,248
Property Taxes $487$5,844
Electricity $288$3,456
Total$3,523$42,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,788/yr
40% on housing$105,690/yr
45% on housing$93,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$186
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$523,000
2026-07-16Listing removed$523,000
2026-06-18Listed for sale$523,000
2026-05-22Sold$471,800
2014-02-10Sold$345,000
2013-12-05Price change$348,000
2013-09-26Listed for sale$359,000
2009-05-01Listing removed$399,900
2009-04-25Listed for sale$399,900
2002-02-08Sold$249,900

For Sale by Agent

AgentVerria Hairston
BrokerageOpen Door Brokerage, LLC

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