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13627 Deerwater Dr #9-D, Germantown, MD, 20874

2beds
2baths
1,577sqft
$355,000
$225price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Welcome home to 13627 Deerwater Drive #9-D in the desirable Waverly community of Germantown! This beautifully maintained three-level townhome-style condo backs to serene trees and a peaceful stream, offering the privacy and views you've been searching for. Offering approximately 1,035 square feet of comfortable living space, this 2 bedroom, 2 bath home features gleaming hardwood floors throughout, complemented by a cozy fireplace and two private decks — perfect for morning coffee or evening unwinding. The finished walkout basement adds valuable living space, while the spa-like primary bath with a jetted soaking tub and separate shower delivers everyday luxury. The spacious living and dining areas provide abundant natural light and flow seamlessly into a sunny, table-space kitchen — the perfect spot to start each day right. The primary suite offers a private full bath and generous closet space, while the second bedroom and full bath provide flexibility for guests, a home office, or additional living needs. Additional conveniences include public water and sewer, natural gas heating, central air conditioning, and an assigned parking space (#94). Nature lovers will love being just a quarter mile from Black Hill Regional Park, with miles of scenic trails right at your fingertips — plus two neighborhood pools for those warm summer days. Quick settlement possible! Location doesn't get much better than this: minutes to shopping, dining, parks, and entertainment, with effortless access to I-270, MD-355, the MARC Train, and public transit — making your commute anywhere in Montgomery County or the D.C. metro a breeze.

Getting Around

14
WalkingCar-Dependent
31
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Cooktop,Washer,Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 542

Basement

  • Has basement: Yes
  • Basement: Heated,Exterior Entry,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Engineered Wood,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 542
  • Finished area above ground: 1,035

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,577
  • Total interior livable area: 1,577 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160202448195
  • Zoning: TS
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Street Lights
  • Fencing: Wood

Lot

  • Features: Suburban

Parking

  • Total spaces: 1
  • Parking features: Assigned,Off Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$69$828
Property Taxes $314$3,768
Electricity $281$3,374
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$182
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$355,000
2021-10-27Sold$300,000
2017-08-18Sold$264,900
2011-11-29Sold$164,900
2011-08-31Listed for sale$164,900
2001-06-07Sold$119,000
1996-03-04Sold$102,500

For Sale by Agent

AgentDon Fitzgerald
BrokerageRE/MAX Advantage Realty

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