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13006 Woodcutter Cir #157, Germantown, MD, 20876

4beds
4baths
2,632sqft
$515,000
$196price/sqft
$3,595/moest. monthly cost
$143,800/yrincome needed

About This Home

Welcome to this spacious 2,632 sq. ft. interior row/townhouse in the sought-after Laing at Mile Stone community. Built in 1999, this home offers 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, filled with natural light throughout. A one-car garage adds everyday convenience, while the expansive deck provides the perfect space for outdoor entertaining or simply unwinding at home. Ideally located just minutes from Milestone Center, Shops at Town Center & Century Station, Neelsville Village Center, Wegmans, Germantown Commons, and Clarksburg Premium Outlets, this home puts everyday shopping, groceries, and errands within easy reach. An excellent variety of nearby dining offers something for every taste just minutes away. Commuters will love the proximity to the Germantown MARC Station for direct rail access into Washington, D.C., along with easy access to MD-118, Great Seneca Highway, and I-270 for quick trips throughout Montgomery County and beyond.

Getting Around

17
WalkingCar-Dependent
27
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
Neelsville Middle SchoolGrades 6-81.7 mi
5/10
Seneca Valley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Other
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Garage Access,Exterior Entry,Interior Entry,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Table Space,Primary Bath(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,632

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160203266387
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$112$1,344
Property Taxes $544$6,528
Electricity $335$4,024
Total$3,595$43,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,257/yr
40% on housing$107,850/yr
45% on housing$95,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$195
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$515,000
2014-10-13Listing removed$1,950
2014-09-23Price change$1,950
2014-07-12Listed for rent$2,100
2002-08-27Sold$266,000
1999-10-27Sold$187,780

For Sale by Agent

AgentClaudia Matus
BrokerageTaylor Properties

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