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18740 Jerusalem Church Rd, Poolesville, MD, 20837

6beds
4baths
3,394sqft
$745,000
$220price/sqft
$5,399/moest. monthly cost
$215,960/yrincome needed

About This Home

Welcome to 18740 Jerusalem Church Road, a truly one-of-a-kind property offering the rare flexibility of two homes seamlessly integrated into one. Whether you're searching for a multi-generational living arrangement, a private in-law suite, a dedicated professional office, or the opportunity to generate rental income, this thoughtfully designed home adapts to your lifestyle like few others can. Situated on a half-acre lot in the highly sought-after town of Poolesville, this expansive & newly renovated 3,400-square-foot residence features 6 bedrooms and 4 full bathrooms, with a unique two-level addition that functions as a completely independent living space. Complete with its own private entrance, full kitchen, separate laundry, and private living areas, the addition provides exceptional flexibility while maintaining privacy for both households. Both living spaces have been extensively updated with today's buyer in mind. Fresh paint, beautifully refinished hardwood floors, new flooring, updated lighting, new windows and sliding glass doors, modern fixtures, and numerous mechanical improvements create a move-in-ready home. Each kitchen has been renovated with new cabinetry, countertops, and a full suite of new appliances, while all four bathrooms have been refreshed with stylish finishes, new vanities, fixtures, lighting, and toilets. Designed for both comfort and efficiency, the home also features solar panels that significantly reduce monthly utility costs, along with serviced and updated HVAC systems, plumbing improvements, professionally cleaned ductwork, and numerous electrical upgrades throughout the property. Outside, the spacious yard offers endless opportunities for recreation, gardening, and entertaining. Recent exterior improvements—including professional landscaping, siding repairs, playground updates, fence repairs, new shed doors, and professionally cleaned decks and walkways—enhance both curb appeal and functionality. Located in one of Montgomery County's most sought-after communities, you'll enjoy the charm of small-town living while remaining just minutes from Poolesville's top-rated schools, local parks, shopping, dining, and outdoor recreation. Properties with this level of versatility rarely become available. Whether you're accommodating extended family, creating the ultimate work-from-home environment, investing in rental income, or simply looking for room to grow, 18740 Jerusalem Church Road offers an extraordinary combination of space, modern updates, efficiency, and flexibility that is truly unmatched.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Poolesville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Energy Efficient Appliances,Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Area: 1719

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,585
  • Finished area above ground: 1,809

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Solar On Grid,Electric,Solar Photovoltaic

Interior Area

  • Total structure area: 3,839
  • Total interior livable area: 3,394 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160302860837
  • Zoning: R200
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Play Area,Play Equipment

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Private,Driveway,Detached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$244$2,928
Property Taxes $956$11,472
Electricity $432$5,189
Total$5,399$64,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,108/yr
40% on housing$161,970/yr
45% on housing$143,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 20837$385
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20837$285
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$724,900
2026-07-28Listed for sale$745,000
2025-07-15Sold$440,000

For Sale by Agent

AgentRocky Bowers
BrokerageCompass

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