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220 Pender Pl, Rockville, MD, 20850

3beds
2baths
1,633sqft
$540,000
$331price/sqft
$3,814/moest. monthly cost
$152,560/yrincome needed

About This Home

Nestled in the charming Rockshire community, this exquisite Colonial townhouse offers a perfect blend of modern elegance and timeless comfort. With 1,633 square feet of thoughtfully designed living space, this home is a sanctuary that invites you to unwind and enjoy the finer things in life. Step inside to discover an open floor plan that seamlessly combines the kitchen and living areas, creating an inviting atmosphere ideal for both entertaining and everyday living. The combination of natural light and warm tones enhances the spacious feel, making it easy to envision cozy gatherings or quiet evenings at home. The kitchen is a culinary enthusiast's dream, featuring modern appliances and an efficient layout that encourages creativity and connection. Retreat to the three well-appointed bedrooms. Brick front exterior exudes classic charm, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. This home is not just a place to live; it's a gateway to a vibrant community and an exclusive lifestyle. It's more than just a home; it's a lifestyle waiting to be embraced. Must See

Getting Around

18
WalkingCar-Dependent
40
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 445

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Kitchen/Living,Open Floorplan
  • Finished area below ground: 445
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,633 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160401516545
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$126$1,512
Property Taxes $677$8,124
Electricity $281$3,374
Total$3,814$45,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,765/yr
40% on housing$114,420/yr
45% on housing$101,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 20850$283
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20850$351
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$574,000
2018-06-20Sold$462,000
2018-04-20Pending sale$469,000
2018-03-16Listed for sale$469,000

For Sale by Agent

AgentKamal Singh
BrokerageKeller Williams Realty Dulles

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