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2213 Apple Tree Ln, Silver Spring, MD, 20905

5beds
4baths
2,489sqft
$725,000
$291price/sqft
$4,866/moest. monthly cost
$194,640/yrincome needed

About This Home

Welcome to this beautifully maintained home tucked into the heart of Fairfield acres where comfort, natural beauty, and everyday convenience come together. From the moment you step inside, you'll appreciate the inviting living room with a fireplace that creates a warm gathering space for relaxing evenings or entertaining guests. The kitchen is filled with natural light, creating a bright and welcoming setting for cooking, dining, and everyday living. The spacious primary suite offers a private retreat with a well-appointed bath featuring double vanities and a separate shower for added comfort and convenience. The lower level provides flexible space that can be adapted to your lifestyle, whether you envision a recreation room, home office, fitness area, or hobby space. An attached garage and private driveway add everyday convenience! Enjoy exceptional privacy in the beautiful backyard oasis, this truly is the definition of tranquility! Mature trees, lush gardens, and scenic wooded backdrop create a scenic outdoor escape you can enjoy all seasons as they change. Ideally located with convenient access to shopping, dining, parks, major commuter routes, and many of Montgomery County's amenities, this home offers an exceptional balance of privacy and accessibility. If you are looking for a home that combines comfortable living spaces, a tranquil setting, and a convenient location, this is one you will want to experience in person. Photos may be virtually staged.

Getting Around

2
WalkingCar-Dependent
27
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

3/10
6/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Cooktop,Oven,Ice Maker,Refrigerator,Dishwasher,Disposal,Water Heater

Basement

  • Area: 1426

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 2,139

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,565
  • Total interior livable area: 2,489 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160500336597
  • Zoning: RE1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.98 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$192$2,304
Property Taxes $692$8,304
Electricity $317$3,805
Total$4,866$58,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,834/yr
40% on housing$145,980/yr
45% on housing$129,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 20905$216
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20905$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$725,000
2015-06-16Sold$424,900
2015-04-16Listed for sale$424,900

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

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