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2206 Touchstone Ct, Silver Spring, MD, 20904

5beds
4baths
3,212sqft
$725,000
$226price/sqft
$4,824/moest. monthly cost
$192,960/yrincome needed

About This Home

Welcome home to this well-maintained five-bedroom Dutch Colonial, tucked away on a quiet cul-de-sac while remaining close to the many shops, restaurants, and amenities of Silver Spring. Convenient access to Routes 29, 95, and 200 makes commuting a breeze. Inside, you'll find spacious bedrooms, including a primary suite with double vanity and walk-in closet, gorgeous hardwood floors and thoughtful details such as the main level private office, laundry area, and an inviting family room with a stone hearth and wood-burning fireplace. French doors open to a climate-controlled four-season room and deck, offering additional living space throughout the year. You'll love the large kitchen with GAS COOKING, abundant storage, and a cozy table space with built-in seating under a picture window. The finished lower level is ideal for guests, recreation, or multigenerational living, with a bedroom, full bathroom, wet bar, and walkout access to the fenced backyard. A large utility and storage room with a cedar closet provides plenty of additional space. Enjoy additional peace of mind with the new roof (installed in spring 2026 w/transferable warranty) and a Brinks home security system. An attached two-car garage and abundant off-street parking complete this ideally-located Silver Spring home.

Getting Around

33
WalkingCar-Dependent
48
TransitSome Transit
54
BikeBikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1044

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,412

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 3,212 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160501837084
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,424 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$180$2,160
Property Taxes $570$6,840
Electricity $409$4,910
Total$4,824$57,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,394/yr
40% on housing$144,720/yr
45% on housing$128,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 20904$209
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20904$253
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$725,000
2026-08-12Listed for sale$725,000
1980-02-11Sold$131,000

For Sale by Agent

AgentDavid Vane
BrokerageWeichert Realtors - McKenna & Vane

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