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2837 Shepperton Ter, Silver Spring, MD, 20904

2beds
2baths
1,350sqft
$365,000
$270price/sqft
$2,511/moest. monthly cost
$100,440/yrincome needed

About This Home

BIG PRICE IMPROVEMENT AND SELLER WILL GIVE $5000 TO WARDS REPACING CARPET AND THE TWO WHITE APPLIACES.Welcome home to this beautifully residence in a highly desirable location! Commuters will love the convenience of having bus service to the Silver Spring Metro right at their doorstep. Step inside to an open and airy floor plan filled with natural light, featuring beautiful hardwood floors throughout the main level. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setting for both everyday living and entertaining. Tastefully remodeled bathrooms, designer paint throughout, newer siding, and a newer roof provide both style and peace of mind. Enjoy outdoor living on the large deck overlooking the backyard, perfect for relaxing or hosting family and friends. The fully finished walk-out basement offers exceptional additional living space and features a cozy gas fireplace, making it an ideal recreation room, family room, home office, or guest retreat. Move-in ready and thoughtfully updated, this exceptional home combines comfort, convenience, and modern appeal. With its desirable location, quality upgrades, hardwood floors, wood fireplace, and easy access to transportation, this is a home you will not want to miss. Schedule your showing today and discover all that this wonderful property has to offer!

Getting Around

60
WalkingSomewhat Walkable
42
TransitSome Transit
70
BikeVery Bikeable

Schools

3/10
5/10
6/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding

Other

  • Builder model: NEW 11/29/02

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen - Table Space
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 435
  • Finished area above ground: 915

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,515
  • Total interior livable area: 1,350 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 160502437330
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 892 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$90$1,080
Property Taxes $295$3,540
Electricity $281$3,374
Total$2,511$30,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,091/yr
40% on housing$75,330/yr
45% on housing$66,960/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 20904$211
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20904$253
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$355,000
2026-07-16Price change$365,000
2026-06-21Listed for sale$375,000
2004-06-24Sold$130,150
2002-12-13Sold$105,487

For Sale by Agent

AgentSummer Ambaye
BrokerageSummer Realtors Inc

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