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13013 Open Hearth Way, Germantown, MD, 20874

2beds
2baths
1,396sqft
$400,000
$287price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Welcome to this beautifully refreshed and well-maintained 3-level townhome offering 3 bedrooms, 2 full bathrooms, and a comfortable, functional layout. Freshly painted throughout, this move-in-ready home features an open living and dining area that flows to a spacious rear deck, creating the perfect space for everyday living and entertaining. The adjoining kitchen offers ample cabinetry, display cabinets, and a built-in wine rack. The upper level includes two spacious bedrooms and a full bathroom, while the walkout lower level features a third bedroom, second full bathroom, laundry and utility room, and a versatile recreation space ideal for guests, a home office, or additional living space. Step outside to a fully fenced backyard with a patio, providing a private setting for relaxing, entertaining, or pets. Conveniently located just minutes from I-270, Ride On bus service to Shady Grove Metro, the Germantown MARC Station, shopping, dining, and Clarksburg Premium Outlets. Enjoy easy access to nearby parks and recreation, including Seneca Creek State Park, Clopper Lake, and Gunners Lake, offering trails, boating, fishing, and abundant outdoor activities. Sold strictly AS-IS. Eligible buyers may qualify for down payment and closing cost assistance programs through Montgomery County and participating lenders.

Getting Around

47
WalkingCar-Dependent
38
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

9/10
Kingsview Middle SchoolGrades 6-81.1 mi
7/10
Northwest High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1977

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Cooktop,Electric Water Heater
  • Laundry features: In Basement,Dryer In Unit,Has Laundry,Lower Level,Washer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Efficiency
  • Flooring: Ceramic Tile,Wood
  • Finished area below ground: 428
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,396 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160601587256
  • Zoning: RT12.
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Back Yard

Lot

  • Lot size: 1,496 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$77$924
Property Taxes $452$5,424
Electricity $281$3,374
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$182
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$400,000
2016-11-09Sold$224,900
2016-07-12Pending sale$224,900
2016-07-01Listed for sale$224,900

For Sale by Agent

AgentMandy Kaur
BrokerageRedfin Corp

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