10509 Smithy Ct, Gaithersburg, MD, 20878
About This Home
30k price reductio to sell fast. Listed for Rent too. Rare opportunity in the highly sought-after Wootton High School cluster. This 3 levels 2 Master Bedroom, 3.5-bath Colonial townhouse offers comfortable living in a well-established Stoneridge community. The main level features a cozy open living area, spacious deck and back to trees, perfect for bbq, relaxing or entertaining. The fully finished walkout lower level w/ a full bath and fireplace, recreation room, gym, or media area, along with storage and a dedicated laundry room provides versatile additional living space and ideal for a home office. Major systems have been recently updated, including a HVAC system and a new water heater (2025), offering peace of mind for years to come. Residents enjoy access to Stoneridge community amenities, including walking trails, a neighborhood pool, tennis & and pickleball courts. The HOA handles lawn mowing and sidewalk snow removal. The home includes reserved off-street parking and ample parking for guests. Close to Trader Joe's and local shopping, Downtown Crown and Rio's dining, and entertainment, easy access to major commuter routes. Freshly painted throughout all three levels, move-in-ready condition home.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: In Basement
Basement
- Area: 600
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Finished,Heated,Interior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 540
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,740 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 160602624218
- Zoning: PD3
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 1,400 sqft
Parking
- Total spaces: 2
- Parking features: Assigned,Unassigned,Off Street,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $505 | $6,060 |
| Electricity | $281 | $3,374 |
| Total | $3,621 | $43,452 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Listed for rent | $2,500 |
| 2026-08-04 | Price change | $529,900 |
| 2026-07-20 | Price change | $539,900 |
| 2026-07-02 | Listed for sale | $559,900 |
| 2001-03-20 | Sold | $154,000 |
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