See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5 Oxford St, Chevy Chase, MD, 20815

5beds
5baths
4,398sqft
$3,195,000
$726price/sqft
$20,652/moest. monthly cost
$826,080/yrincome needed

About This Home

PRICE IMPROVEMENT! Discover the timeless charm of this historic Victorian, crafted by renowned builder Harry Wardman and ideally located just blocks from Chevy Chase Circle. Blending classic elegance with modern luxury, 5 Oxford Street offers refined living across three beautifully renovated levels in the heart of Chevy Chase Village. Inside, the reimagined upper level features a renovated primary suite with a luxe bathroom, expanded walk-in closet, and marble/granite fireplace surround. All bathrooms have been fully updated, and additional bedrooms include improved layouts, custom closets, and built-ins. A fourth bedroom and updated hallway closet complete the floor. Wardman’s signature details—expansive front porch, high ceilings, crown moldings, and inlaid hardwoods—set the stage for a fully modernized interior. The main level includes a redesigned chef’s kitchen with a center island, custom cabinetry, high-end appliances, and an upgraded butler’s pantry with a wine fridge, coffee bar, and prep sink. Elegant millwork, built-ins, new lighting, and a refreshed powder room elevate the living spaces. Major upgrades include two new HVAC systems with dual zones, upgraded ductwork, and all-new recessed lighting. The lower level offers a refinished fifth bedroom, new laundry closet, and updated ducting. Exterior improvements and a full Ultraguard security system complete this exceptional home—offering historic character and modern convenience, just moments from Chevy Chase’s vibrant shops, parks, and restaurants.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
7/10
Silver Creek MiddleGrades 6-82.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1903

Materials

  • Foundation: Other
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Other

  • Builder name: Harry Wardman

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Built-In Range,Microwave,Oven,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Six Burner Stove,Washer,Electric Water Heater
  • Laundry features: Lower Level,Dryer In Unit,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Exterior Entry,Windows,Finished

Bathroom1

  • Level: Lower

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Open Floorplan,Kitchen - Gourmet,Butlers Pantry,Kitchen Island,Upgraded Countertops,Walk-In Closet(s),Bar
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,456
  • Finished area above ground: 2,942

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,926
  • Total interior livable area: 4,398 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160700456241
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting
  • Fencing: Full

Lot

  • Lot size: 6,970 sqft
  • Features: Urban Land-Manor-Glenelg

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,155$193,860
Home Insurance *$625$7,500
Property Taxes $3,312$39,744
Electricity $560$6,724
Total$20,652$247,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$708,068/yr
40% on housing$619,560/yr
45% on housing$550,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$726This listing

vs Other Active Listings

Avg $/sqft

ZIP 20815$525
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20815$498
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$3,195,000
2026-03-19Listed for sale$3,295,000
2026-03-10Contingent$3,295,000
2026-02-12Listed for sale$3,295,000
2025-02-24Sold$2,700,000
2015-01-01Sold$1,225,000
2008-11-03Sold$1,525,000
2005-03-28Sold$1,225,000

For Sale by Agent

AgentLaura Steuart
BrokerageCompass

Similar Homes