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18639 Clovercrest Cir, Olney, MD, 20832

3beds
4baths
2,160sqft
$559,000
$259price/sqft
$3,814/moest. monthly cost
$152,560/yrincome needed

About This Home

Welcome to this beautifully maintained garage townhome in the highly desirable James Creek community, right in the heart of Olney! This spacious and thoughtfully designed home offers 3 bedrooms, 2 full baths, and 2 half baths, combining comfort, functionality, and an unbeatable location. Step inside to a bright and welcoming main level featuring an open-concept layout ideal for both everyday living and entertaining. The kitchen flows seamlessly into the dining area and living room, creating a natural gathering space, while a convenient powder room completes the level. Upstairs, the generously sized primary suite includes a private en-suite bath, complemented by two additional bedrooms and a full hall bath. The finished lower level provides excellent flexibility with a cozy family room, additional half bath, and walk-out access to the rear outdoor space—perfect for relaxing, entertaining, or enjoying a quiet evening at home. The attached garage plus driveway parking offers everyday convenience. Living in Olney means more than just a beautiful home—it’s a lifestyle. Enjoy close proximity to local favorites like Olney Theatre Center for live performances, outdoor recreation at Olney Manor Recreational Park, and convenient shopping and dining at Olney Village Center and Olney Town Center. Commuters will appreciate easy access to major routes while still enjoying the charm and community feel that makes Olney one of Montgomery County’s most sought-after locations. The James Creek community adds even more value with amenities including a pool, playgrounds, and walking paths—enhancing the overall living experience. This is a rare opportunity to own a well-appointed home in a vibrant, established community with everything you need just moments away.

Getting Around

38
WalkingCar-Dependent
33
TransitSome Transit
50
BikeBikeable

Schools

6/10
6/10
Sherwood High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 720

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 720
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160802912998
  • Zoning: RE2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 1,720 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$125$1,500
Property Taxes $582$6,984
Electricity $281$3,374
Total$3,814$45,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,765/yr
40% on housing$114,420/yr
45% on housing$101,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 20832$227
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20832$279
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$579,000
2026-04-29Listed for sale$600,000
2026-04-09Listing removed$3,100
2026-03-19Listed for rent$3,100
2024-12-02Sold$530,000
2024-11-14Contingent$530,000
2024-11-06Listed for sale$530,000
2021-05-05Sold$468,000
2012-11-08Sold$357,000
2012-09-10Listed for sale$369,900
2012-08-04Listing removed$389,900
2012-04-18Listed for sale$389,900
2007-05-25Sold$399,500

For Sale by Agent

AgentRussell Chandler
BrokerageRedfin Corp

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