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8 Winding Oak Ct, Olney, MD, 20832

4beds
3baths
4,005sqft
$1,075,000
$268price/sqft
$7,214/moest. monthly cost
$288,560/yrincome needed

About This Home

Welcome to 8 Winding Oak Drive, a beautifully maintained Colonial nestled on a desirable corner lot in the sought-after Oatland Farm community of Olney. This elegant 4-bedroom, 2.5-bath home features an attached two-car garage, formal living and dining rooms, a butler's pantry, and a spacious primary suite complete with a private ensuite bath. Thoughtfully designed for both everyday living and entertaining, this home offers timeless charm in one of Montgomery County's most established neighborhoods. Conveniently located near parks, shopping, dining, and major commuter routes, this is an exceptional opportunity to call Olney home.

Getting Around

14
WalkingCar-Dependent
20
TransitMinimal Transit
53
BikeBikeable

Schools

8/10
9/10
6/10
Sherwood High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 3,405

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,651
  • Total interior livable area: 4,005 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Office

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160803144372
  • Zoning: RE1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$241$2,892
Property Taxes $1,028$12,336
Electricity $510$6,123
Total$7,214$86,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,337/yr
40% on housing$216,420/yr
45% on housing$192,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 20832$227
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20832$279
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,075,000
2013-08-21Sold$629,900
2013-05-15Listed for sale$629,900
2012-07-21Listing removed$619,900
2012-06-22Price change$619,900
2012-04-12Listed for sale$629,900
1998-09-25Sold$304,400

For Sale by Agent

AgentNicole Payton
BrokerageRLAH @properties

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