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83 Central Ave, Gaithersburg, MD, 20877

3beds
3baths
1,581sqft
$599,990
$380price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

Welcome Center now open at Montgomery counties newest community, come tour today! Available for summer move in!! Welcome home to the Riva, a thoughtfully designed lower‑level, 2‑story condo with a 1‑car garage, nestled in the vibrant One Central community in Gaithersburg. From the moment you step inside, you’ll feel how this home blends comfort, style, and convenience in all the right ways. The open kitchen is truly the heart of the home—featuring abundant cabinetry, a designer tile backsplash, generous counter space, Whirlpool® stainless steel appliances, luminous pendant lighting, and beautiful quartz countertops that make cooking and gathering feel effortless. It flows seamlessly into the bright, welcoming great room, where natural light fills the space and creates a warm, inviting atmosphere. Just off the great room, a tucked‑away powder room adds everyday convenience. Upstairs, life gets even easier with a centrally located laundry room and a flexible layout that lets you choose what fits your lifestyle best: three bedrooms or two bedrooms and a loft. The primary suite becomes your personal retreat, complete with a spacious walk‑in closet and a serene bath offering a private water closet, dual sinks with quartz countertops, and a large walk‑in shower. This is a home designed to support your everyday moments—big and small—with ease, warmth, and style.

Getting Around

74
WalkingVery Walkable
46
TransitSome Transit
63
BikeBikeable

Schools

3/10
3/10
Gaithersburg High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Advanced Framing,Batts Insulation,Blown-In Insulation,Stone,Vinyl Siding

Other

  • Builder name: Beazer Homes

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings,Dry Wall
  • Flooring: Carpet,Laminate,Tile/Brick
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,581

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$155$1,860
Property Taxes $424$5,088
Electricity $281$3,374
Total$3,893$46,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 20877$207
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20877$245
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$636,990
2026-05-06Price change$635,053
2026-05-05Price change$634,990
2026-04-14Price change$659,990
2026-04-04Price change$649,990
2026-03-02Price change$651,855
2026-02-25Listed for sale$649,990

New Construction Spec

AgentNick Waldner
BrokerageKeller Williams Realty Centre

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