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19104 Roman Way, Gaithersburg, MD, 20886

5beds
4baths
3,258sqft
$749,000
$230price/sqft
$5,125/moest. monthly cost
$205,000/yrincome needed

About This Home

Welcome to your future home in one of Gaithersburg's most sought-after neighborhoods! This beautifully renovated 4-bedroom, 2.5-bath home showcases gleaming hardwood floors throughout the main and upper levels, creating a warm and elegant atmosphere. The updated kitchen and modernized bathrooms offer the perfect blend of style and functionality. The fully finished basement is an entertainer's dream, featuring a custom bar area ideal for hosting family and friends, game nights, or special occasions. Step outside to a spacious, level backyard, perfect for outdoor gatherings, gardening, play, or simply relaxing in your private outdoor retreat. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this move-in-ready home has everything you've been looking for. Don't miss this incredible opportunity—schedule your private tour today and come see why this should be your next home!

Getting Around

74
WalkingVery Walkable
41
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
Watkins Mill High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1120

Basement

  • Has basement: Yes
  • Basement: Full,Connecting Stairway,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,558

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,678
  • Total interior livable area: 3,258 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160900798658
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 4,050 sqft

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$149$1,788
Property Taxes $774$9,288
Electricity $415$4,981
Total$5,125$61,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,714/yr
40% on housing$153,750/yr
45% on housing$136,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$186
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$719,000
2026-06-23Listed for sale$749,000
2025-07-18Sold$451,000
2024-06-07Sold$100,000

For Sale by Agent

AgentPaula Edge
BrokerageBennett Realty Solutions

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