9812 Canal Rd, Montgomery Village, MD, 20886
About This Home
Back on the market!!Financing fell through!!Enjoy peaceful lake views and spacious living in this beautifully updated Montgomery Village home. Offering over 3,700 square feet, this inviting residence features 5 bedrooms, 4 full baths, and 2 half baths, providing plenty of room for everyday living, entertaining, and hosting guests. The kitchen, fully renovated in 2022, is the heart of the home, featuring ample workspace and a sunny breakfast nook perfectly positioned to take in the views. Just beyond, the expansive deck overlooks the lake, creating an ideal setting for morning coffee, outdoor dining, or simply enjoying the surrounding scenery. Inside, comfortable living spaces are filled with natural light and designed for both gathering and quiet retreat. A dedicated office with floor-to-ceiling built-in bookshelves offers a warm and functional workspace for remote work, study, or a personal library. The spacious primary suite is a true retreat, featuring a private sitting room that leads into the bedroom, two bathrooms, and ample space to relax. Renovated bathrooms, generously sized bedrooms, and a finished basement with an extra room and a separate storage room provide flexibility and room to grow. Whether you’re entertaining friends, working from home, or unwinding after a long day, this home offers a wonderful balance of comfort, character, and functionality. Major updates completed in 2022 include a new roof, a renovated kitchen, and a replacement AC unit, adding lasting value, efficiency, and peace of mind. Complete with a two-car garage and conveniently located near parks, walking trails, shopping, dining, and commuter routes, this special lake-view property combines thoughtful updates, generous space, and a setting that feels both peaceful and connected. Professional pic on 06/06/26
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good,Good
- Year built: 1968
Materials
- Foundation: Block,Brick/Mortar
- Roof: Shingle
- Construction materials: Brick,Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Self Cleaning Oven,Refrigerator,Cooktop,Washer,Water Heater,Gas Water Heater
- Laundry features: In Basement
Basement
- Area: 1559
Basement
- Has basement: Yes
- Basement: English,Full,Front Entrance,Finished,Heated,Rear Entrance,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Features
- Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Combination Dining/Living,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Walk-In Closet(s)
- Flooring: Hardwood,Wood
- Number of fireplaces: 2
- Fireplace features: Mantel(s),Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,232
- Finished area above ground: 3,790
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,349
- Total interior livable area: 5,022 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 160900810535
- Zoning: R90
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Patio,Deck
- Exterior features: Other
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
Lot
- Lot size: 10,455 sqft
Parking
- Total spaces: 6
- Parking features: Garage Faces Front,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,893 | $46,716 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $724 | $8,688 |
| Electricity | $639 | $7,678 |
| Total | $5,409 | $64,908 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $769,000 |
| 2026-08-01 | Listed for sale | $769,900 |
| 2026-07-07 | Contingent | $780,000 |
| 2026-06-06 | Listed for sale | $769,900 |
| 2022-01-05 | Sold | $630,000 |
| 2018-10-19 | Listing removed | $424,500 |
| 2018-10-19 | Listed for sale | $424,500 |
| 2018-05-21 | Pending sale | $424,500 |
| 2018-03-13 | Listed for sale | $424,500 |
| 2006-01-25 | Sold | $665,000 |
| 2001-01-09 | Sold | $360,000 |
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