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20129 Hob Hill Way, Gaithersburg, MD, 20886

3beds
3baths
1,542sqft
$424,900
$276price/sqft
$2,978/moest. monthly cost
$119,120/yrincome needed

About This Home

Welcome to 20129 Hob Hill Way, a beautifully updated three-bedroom, two-and-a-half-bath townhome located in the desirable Arrowhead community of Montgomery Village. Nearly every room has been refreshed, making this home truly move-in ready. Step inside to discover beautiful luxury vinyl plank (LVP) flooring throughout the entire main level, complemented by fresh neutral designer paint and energy-efficient LED lighting in both the kitchen and family room. Even the smallest details have been addressed, including brand-new vent covers throughout the home. The updated kitchen is both stylish and functional, featuring elegant quartz countertops, a deep stainless steel sink, a large new white refrigerator, and freshly painted cabinetry in a striking contrasting blue that adds warmth and character. Adjacent to the kitchen, the spacious dining room is highlighted by a beautiful new chandelier, creating the perfect setting for everyday meals or entertaining guests. The inviting family room offers additional LED lighting and opens directly to the backyard, where a patio provides a great space for relaxing or outdoor dining. The main-level powder room has been completely updated with a beautiful new vanity, coordinating plumbing and lighting fixtures, and a new toilet. This level also provides access to the unfinished basement, offering abundant storage or the opportunity to create additional living space customized to your needs as access to your Washer and dryer. Upstairs, you'll find three generously sized bedrooms, each featuring a modern ceiling fan with integrated lighting. Both full bathrooms have been tastefully renovated with new vanities, updated plumbing and lighting fixtures, and new toilets. The spacious primary suite includes its own private en-suite shower, creating a comfortable retreat at the end of the day and a beautiful deck off the bedroom. With extensive updates throughout, modern finishes, and a convenient Montgomery Village location close to parks, shopping, dining, and commuter routes, 20129 Hob Hill Way is truly ready to welcome you home. Don't miss this exceptional opportunity—schedule your private showing today!

Getting Around

49
WalkingCar-Dependent
33
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

5/10
5/10
Watkins Mill High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 741

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,542

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,283
  • Total interior livable area: 1,542 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160901505906
  • Zoning: TLD
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 2,054 sqft

Parking

  • Parking features: Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$84$1,008
Property Taxes $465$5,580
Electricity $281$3,374
Total$2,978$35,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,102/yr
40% on housing$89,340/yr
45% on housing$79,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$186
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$424,900
2019-09-04Listing removed$1,795
2019-08-23Listed for rent$1,795
2009-01-27Listing removed$239,900
2008-10-03Sold$235,000
2008-08-28Listed for sale$239,900

For Sale by Agent

AgentJoseph H Myers
BrokerageLong & Foster Real Estate, Inc.

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