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38 Steven Ct #212, Gaithersburg, MD, 20877

5beds
2baths
2,055sqft
$405,000
$197price/sqft
$2,911/moest. monthly cost
$116,440/yrincome needed

About This Home

Welcome to 38 Steven Court #212, Gaithersburg, an expected living space of 2 levels of 2,055 square feet. Tucked into Newport Estates III community, this unofficial 5-bedroom, 2-bath offers extra space and flexibility you didn’t know you needed but wouldn’t want to live without. This home offers options: space to host, space to retreat, space to create. Whether it’s a home office, guest rooms, a gym, or that “I’ll finally start this hobby” room… you’ve got room for it all. The main level has a combined dining/ living area. Natural light enters the spacious kitchen and ample cabinetry. The main floor has 3 bedrooms. Downstairs? The lower level expands your options with two bonus rooms, entertainment space and large kitchenette, creating the perfect setup for guests, multi-generational living, or a private retreat with its own sense of independence. Set up an office, gym, or what every suits your needs. Outside, you’ve got space to breathe. An enclosed patio or deck front porch (take your pick) and get ready for morning coffee, late-night conversations, or grilling time. And then there’s the location — because it matters. You’re minutes from shopping, dining, major commuter routes like I-270, and public transportation- convenience and comfort. Don’t miss the chance to love being home, here.

Getting Around

23
WalkingCar-Dependent
40
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

3/10
2/10
Forest Oak Middle SchoolGrades 6-80.6 mi
3/10
Gaithersburg High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good,Good
  • Year built: 1974

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch/Rambler,Cape Cod
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Ice Maker,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedroom1

  • Level: Main
  • Area: 90
  • Dimensions: 9 X 10

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedroom4

  • Level: Lower
  • Area: 130
  • Dimensions: 10 X 13

Bedroom5

  • Level: Lower
  • Area: 240
  • Dimensions: 12 X 20

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Kitchen - Table Space,Dining Area,Other
  • Flooring: Hardwood,Engineered Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,055

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 2,055
  • Total interior livable area: 2,055 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160901667837
  • Attached to another structure: Yes
  • Zoning: RPT
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Storage

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$104$1,248
Property Taxes $479$5,748
Electricity $281$3,374
Total$2,911$34,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,805/yr
40% on housing$87,330/yr
45% on housing$77,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 20877$210
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20877$245
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$415,000
2024-08-30Sold$361,000
2024-08-17Contingent$365,000
2024-08-14Listed for sale$365,000
2024-07-30Contingent$365,000
2024-06-11Pending sale$365,000
2024-06-04Listed for sale$349,900
2014-03-15Listing removed$179,999
2014-01-23Listed for sale$179,999
2007-07-12Sold$300,000

For Sale by Agent

AgentJanet Lugo
BrokerageReal Broker, LLC

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