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10216 Ridgeline Dr, Montgomery Village, MD, 20886

2beds
2baths
978sqft
$299,975
$307price/sqft
$2,192/moest. monthly cost
$87,680/yrincome needed

About This Home

Price Adjustment!! Welcome to this charming 2-bedroom, 1.5-bath townhouse ideally located in a highly desirable area! Offering an excellent alternative to condo or apartment living. Recent updates include beautifully renovated bathroom, new flooring throughout the main and upper levels, and fresh paint throughout the home. Enjoy your own private outdoor space, Conveniently located near public transportation, shopping centers, parks, and scenic lakes. Don't miss this wonderful opportunity to own a move-in-ready townhouse in a prime location—schedule your private tour today

Getting Around

69
WalkingSomewhat Walkable
39
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

5/10
5/10
Watkins Mill High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Slab
  • Construction materials: Combination

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Upper Level,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Dining/Living,Floor Plan - Traditional,Recessed Lighting
  • Door features: Sliding Glass
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 978

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 978
  • Total interior livable area: 978 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160901719442
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Sidewalks
  • Fencing: Full

Lot

  • Lot size: 921 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$59$708
Property Taxes $336$4,032
Electricity $281$3,374
Total$2,192$26,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,154/yr
40% on housing$65,760/yr
45% on housing$58,453/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$187
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$299,975
2026-06-24Price change$309,750
2026-06-16Listed for sale$317,500
2023-12-05Listing removed--
2023-11-08Price change$1,900
2023-10-29Listed for rent$2,000
2023-08-25Sold$275,000
2023-07-21Contingent$265,000
2023-07-14Listed for sale$265,000
2019-04-09Sold$192,000
2019-02-21Pending sale$190,000
2019-01-25Price change$190,000
2018-12-08Price change$207,000
2018-11-16Listed for sale$220,000
2011-05-10Sold$91,000
2011-01-28Price change$91,000
2010-12-21Pending sale$95,000
2010-10-27Price change$95,000
2010-10-16Price change$105,000
2010-08-18Listed for sale$85,000
2004-12-02Sold$192,000
2003-11-05Sold$152,000
1995-05-30Sold$63,000
1995-02-08Sold$72,750

For Sale by Agent

AgentPatty Chicas
BrokerageArgent Realty, LLC

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