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10010 Ridgeline Dr, Gaithersburg, MD, 20886

4beds
3baths
1,515sqft
$365,000
$241price/sqft
$2,581/moest. monthly cost
$103,240/yrincome needed

About This Home

This is a GOOD ONE ... Experience the perfect blend of style and convenience in this beautiful home with an open floor plan that seamlessly integrates modern living with comfort and lots of natural daylight! This home features 4 Bedrooms providing ample space for relaxation and privacy, and 2.5 Bathrooms. A 3 Level Town House with tons of space and a walk-out main level with a nice private fenced yard. Located in the heart of Gaithersburg, this home is close to all major transportation routes, shopping, community swimming pool, and lots more. A great home for entertaining! This property is a rare find, offering a modern lifestyle in a desirable location. Don't miss the opportunity to make this exceptional townhouse your new home. Driving Directions: Make an immediate right once in the neighborhood. This beautiful house is next to house address 10008.

Getting Around

70
WalkingVery Walkable
39
TransitSome Transit
52
BikeBikeable

Schools

5/10
5/10
Watkins Mill High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Other
  • Construction materials: Brick,Combination

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,515

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,515
  • Total interior livable area: 1,515 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160901721070
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 861 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$72$864
Property Taxes $383$4,596
Electricity $281$3,374
Total$2,581$30,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,491/yr
40% on housing$77,430/yr
45% on housing$68,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$187
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$375,000
2024-02-07Listing removed--
2024-02-07Listed for sale$375,000
2018-11-15Sold$239,000
2018-09-06Listed for sale$234,900
2003-10-28Sold$171,000

For Sale by Agent

AgentMaruf Lasker
BrokerageIndependent Realty, Inc

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