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12405 Hickory Tree Way #613, Germantown, MD, 20874

2beds
1baths
889sqft
$192,000
$216price/sqft
$1,498/moest. monthly cost
$59,920/yrincome needed

About This Home

Discover an exquisite lifestyle in the heart of Gunners View, where elegance meets comfort in this stunning 2-bedroom, 1-bathroom garden unit. Spanning 889 square feet, this residence boasts a harmonious blend of modern convenience and timeless charm. Enjoy the luxury of in-unit laundry, ensuring effortless living, while the meticulously maintained grounds invite you to unwind in serene surroundings. The association takes care of all your needs, including water, snow removal, and lawn maintenance, allowing you to focus on what truly matters. With a dedicated parking space and easy access to common areas, this home offers both privacy and community. Step outside to explore the lush landscapes of Gunners View, where every day feels like a retreat. This property is not just a home; it's a gateway to an exclusive lifestyle filled with comfort and tranquility. Embrace the opportunity to elevate your living experience in this remarkable residence-your dream home awaits!

Getting Around

67
WalkingSomewhat Walkable
46
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
Seneca Valley High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 889

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 889
  • Total interior livable area: 889 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160902302721
  • Attached to another structure: Yes
  • Zoning: R30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $970$11,640
Home Insurance *$37$444
Property Taxes $210$2,520
Electricity $281$3,374
Total$1,498$17,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,360/yr
40% on housing$44,940/yr
45% on housing$39,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$183
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$205,000
2026-03-24Listed for sale$219,000
2025-12-18Listing removed$219,000
2025-12-04Price change$219,000
2025-11-21Listed for sale$239,000
2014-03-28Sold$140,000
2013-12-17Listed for sale$149,999
2009-11-12Sold$211,000
2009-10-01Listed for sale--
2007-10-16Sold$199,900
2007-03-21Sold$147,000

For Sale by Agent

AgentSergio Banegas
BrokerageLong & Foster Real Estate, Inc.

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