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19624 Twinflower Cir, Germantown, MD, 20876

3beds
3baths
1,292sqft
$385,000
$298price/sqft
$2,740/moest. monthly cost
$109,600/yrincome needed

About This Home

Located in the Middlebrook Commons community, this well-maintained three-level townhouse offers a functional layout with thoughtful updates throughout. The main level features hardwood flooring, detailed moldings, a spacious living and dining area, and an updated kitchen with stainless steel appliances, a center island, and ample cabinet space. A convenient powder room completes the main level. Upstairs, you'll find two bedrooms, including a primary bedroom with a walk-in closet, along with a full hall bathroom. The finished walkout lower level provides an additional bedroom, a second full bathroom, and direct access to the fully fenced backyard with a patio. Enjoy outdoor entertaining from the rear deck overlooking the backyard below. Conveniently located near parks, shopping, restaurants, schools, public transportation, and major commuter routes, this home offers easy access to the everyday conveniences Germantown has to offer.

Getting Around

70
WalkingSomewhat Walkable
38
TransitSome Transit
57
BikeBikeable

Schools

6/10
6/10
Rocky Hill Middle SchoolGrades 6-83.4 mi
8/10
Clarksburg High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 348

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island
  • Finished area below ground: 348
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,292
  • Total interior livable area: 1,292 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160902335138
  • Zoning: RT12.
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 871 sqft

Parking

  • Total spaces: 1
  • Parking features: Parking Space Conveys,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$84$1,008
Property Taxes $429$5,148
Electricity $281$3,374
Total$2,740$32,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,942/yr
40% on housing$82,200/yr
45% on housing$73,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$196
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$385,000
2025-11-19Listing removed$365,000
2025-11-17Price change$365,000
2025-10-26Listed for sale$369,900
2018-10-17Sold$225,000
2018-10-12Listed for sale$235,000
2018-09-16Pending sale$235,000
2018-09-06Listed for sale$235,000
2011-09-09Sold$180,000
2011-07-06Listed for sale$179,900
2010-06-19Listing removed$215,000
2010-05-27Listed for sale$215,000
2004-06-28Sold$205,000

For Sale by Agent

AgentVirginia Morgan
BrokerageColdwell Banker Realty

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