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19239 Esmond Ter, Germantown, MD, 20874

3beds
4baths
1,188sqft
$449,900
$379price/sqft
$3,041/moest. monthly cost
$121,640/yrincome needed

About This Home

Welcome home to this beautifully renovated three-level townhouse offering modern updates and move-in-ready convenience. This home features three finished levels, including a fully finished walkout basement with a full bathroom, providing flexible space for a recreation room, guest suite, or home office. The stunning renovation includes new flooring throughout the main level and basement, a stunning new kitchen with stylish cabinets, new countertops, and brand-new stainless steel appliances. Every bathroom has been completely renovated with contemporary finishes, while fresh designer paint throughout the home creates a bright, inviting atmosphere. Additional highlights include a roof that is only two years old, offering added peace of mind. With its thoughtful updates, functional layout, and modern finishes, this turnkey townhouse is ready for its next owner to enjoy. Conveniently located near outdoor recreation and local favorites such as South Germantown Recreational Park, Seneca Creek State Park, and Gunners Lake, as well as shopping and dining at Dutch Country Farmers Market. Commuters will love the easy access to Germantown MARC Station, I-270, and the Germantown Transit Center with bus service to Shady Grove Metro Station.

Getting Around

35
WalkingCar-Dependent
37
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

5/10
Seneca Valley High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1985

Materials

  • Foundation: Other
  • Construction materials: Other

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 572

Basement

  • Has basement: Yes
  • Basement: Full,Front Entrance,Finished,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,188 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160902353992
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,650 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$87$1,044
Property Taxes $399$4,788
Electricity $281$3,374
Total$3,041$36,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,262/yr
40% on housing$91,230/yr
45% on housing$81,093/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$182
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$445,000
2026-08-07Price change$449,449
2026-07-17Listed for sale$449,900
2026-05-29Sold$342,000
2026-05-26Pending sale$315,000
2026-05-15Listing removed$315,000
2026-05-13Listed for sale$315,000
2015-01-01Sold$265,800
2009-08-28Sold$265,800
2009-07-25Listed for sale$249,900
2000-07-18Sold$124,000

For Sale by Agent

AgentKhalid Fahimi
BrokerageService First Realty Corp

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