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9843 Dockside Ter, Gaithersburg, MD, 20886

2beds
3baths
1,064sqft
$369,900
$348price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Enjoy stunning views of Lake Whetstone from this beautifully updated three-level garage townhome, where modern finishes and an unbeatable location come together. Filled with natural light, the open floor plan has been thoughtfully renovated with new flooring, fresh paint, granite countertops, updated bathrooms, stylish modern lighting, and more. The main level is designed for both everyday living and entertaining, featuring an updated kitchen that flows seamlessly into the spacious living and dining areas. Step onto the private balcony to relax and take in peaceful lake views. Downstairs, the inviting family room with a cozy fireplace is the perfect spot for movie nights or gatherings, with direct access to a private patio for even more outdoor living space. Upstairs, you'll find two generously sized bedrooms, both offering beautiful views of the lake. The renovated full bath features a new tub, vanity, sink, toilet, lighting, and flooring, providing a fresh, contemporary feel. Just steps from Lake Whetstone, you'll enjoy easy access to scenic walking trails and waterfront recreation, along with all the exceptional amenities Montgomery Village has to offer, including pools, tennis courts, playgrounds, shuffleboard, community centers, shopping, and dining. Commuters will appreciate the convenient access to I-270, I-370, MD-355, the Shady Grove Metro, and nearby bus routes. This move-in ready home offers the perfect blend of style, comfort, and location.

Getting Around

37
WalkingCar-Dependent
47
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10
Neelsville Middle SchoolGrades 6-83.1 mi
5/10
Watkins Mill High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 514

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,064 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160902430442
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 764 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$73$876
Property Taxes $323$3,876
Electricity $281$3,374
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 20886$187
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20886$236
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$369,900
2026-08-06Listed for sale$369,900
1987-06-25Sold$119,195

For Sale by Agent

AgentPaul Pultar
BrokerageRE/MAX Realty Group

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