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18820 Sky Blue Cir, Germantown, MD, 20874

3beds
4baths
1,320sqft
$439,999
$333price/sqft
$3,056/moest. monthly cost
$122,240/yrincome needed

About This Home

Welcome home to this beautifully updated, move-in ready end-unit townhome in Germantown. Offering 3 spacious bedrooms, 2 full baths, and 2 half baths, this home combines comfort, style, and convenience in an ideal location. Perfect for both everyday living and entertaining . Scenic walking paths, outdoor recreation, and nearby parks. Convenient access to shopping, restaurants, entertainment, Interstate 270, and the Germantown MARC Station makes commuting easy while keeping everyday amenities close. Water heater replaced — December 2023 HVAC system replaced — January 2023 Window shutters installed — May 2023 Roof & siding replaced — December 2022

Getting Around

48
WalkingCar-Dependent
37
TransitSome Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Interior Entry,Windows,Finished

Bathroom2

  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Laminated
  • Level: Main

Features

  • Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Walk-In Closet(s),Upgraded Countertops
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,320 sqft

Living Room

  • Features: Flooring - Laminated
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s),Primary Bedroom - Dressing Area,Flooring - Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160902680156
  • Zoning: PD9
  • Special condition: Standard
  • Exclusions: Downstairs Refrigerator And Kitchen 3 Stand Alone White Shelves.

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake

Lot

  • Lot size: 1,625 sqft
  • Features: Front Yard,Level,No Thru Street

Parking

  • Parking features: Assigned,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$85$1,020
Property Taxes $466$5,592
Electricity $281$3,374
Total$3,056$36,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,777/yr
40% on housing$91,680/yr
45% on housing$81,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$182
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$439,999
2026-08-01Price change$439,999
2026-06-10Price change$450,000
2026-06-03Price change$460,000
2026-05-28Price change$470,000
2026-05-15Listed for sale$480,000
2022-12-29Sold$370,000
2022-12-04Pending sale$360,000
2022-12-01Listed for sale$360,000
2022-11-15Listing removed--
2022-10-08Listed for sale$375,000
2022-10-04Contingent$375,000
2022-09-28Price change$375,000
2022-09-09Listed for sale$385,000
2006-09-11Sold$340,000

For Sale by Agent

AgentTony Villeda
BrokerageVista Properties Group

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