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11305 Willowdale Dr, Germantown, MD, 20876

4beds
3baths
2,058sqft
$690,000
$335price/sqft
$4,560/moest. monthly cost
$182,400/yrincome needed

About This Home

Welcome to this beautifully maintained colonial home nestled in the quiet and desirable community of Seneca Park North. Thoughtfully updated and meticulously cared for, this move-in ready home offers 4 bedrooms, 2½ bathrooms, a two-car garage, and a spacious deck overlooking a beautifully landscaped backyard. Freshly painted throughout in neutral designer colors, the home also features new LED flush-mount lighting and updated fixtures that create a bright, modern feel. Step into the welcoming foyer, where you'll find a spacious living room with new carpeting and LED lighting. Adjacent to the living room is the formal dining room, highlighted by a stylish new chandelier—perfect for family dinners and entertaining. The foyer also leads to the updated half bathroom, an eat-in kitchen, featuring granite countertops, freshly painted cabinets with new hardware, LED lighting, a new light fixture in the breakfast area, and new or newer stainless-steel appliances. Just off the kitchen is the inviting family room, centered around a charming brick gas fireplace, an ideal place to relax or enjoy movie nights. Beautiful French doors lead to the expansive wood deck, providing the perfect setting for morning coffee, outdoor dining, or entertaining guests while overlooking the beautifully landscaped yard which also includes a good sized storage shed. Upstairs, the spacious primary suite offers a walk-in closet and an updated en-suite bath with new lighting. Three additional generously sized bedrooms and an updated hall bathroom complete the upper level. The unfinished lower level provides abundant storage space with lots of storage shelves and includes a washer/dryer, bathroom rough-in, offering endless possibilities to create a recreation room, home office, gym, or additional living space tailored to your needs. The current owners have lovingly maintained and thoughtfully updated this home over the years. A complete list of improvements is included for your review. Don't miss this wonderful opportunity to own a beautiful home in one of the area's most desirable neighborhoods.

Getting Around

45
WalkingCar-Dependent
35
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
Rocky Hill Middle SchoolGrades 6-83.8 mi
8/10
Clarksburg High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Area: 966

Basement

  • Has basement: Yes
  • Basement: Unfinished,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,058

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 2,058 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s)

Details

  • Parcel number: 160902934346
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 10,245 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$151$1,812
Property Taxes $639$7,668
Electricity $281$3,374
Total$4,560$54,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,342/yr
40% on housing$136,800/yr
45% on housing$121,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$192
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$690,000
2026-08-01Listed for sale$690,000

For Sale by Agent

AgentJoseph H Myers
BrokerageLong & Foster Real Estate, Inc.

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