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1019 Hillside Lake Ter #1009, Gaithersburg, MD, 20878

2beds
3baths
1,109sqft
$399,000
$360price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

Welcome to 1019 Hillside Lake Terrace, a beautifully refreshed 2-bedroom, 2.5-bath condominium in the highly sought-after Vistas at Washingtonian Woods. Freshly painted throughout in 2026 with brand-new carpet and updated light fixtures, this move-in ready home combines modern updates with an exceptional location just minutes from Rio Lakefront, Downtown Crown, and Kentlands. Step inside to a bright, open floor plan where the kitchen, dining, and living areas flow seamlessly together, creating an ideal space for both everyday living and entertaining. The sun-filled living room features expansive windows, a charming wood-burning fireplace, and direct access to a private deck overlooking mature trees and peaceful walking paths. Hardwood flooring and crown molding add warmth and timeless appeal throughout the main living space. The kitchen is designed with both style and functionality in mind, offering abundant cabinetry, granite countertops, and a convenient breakfast bar that provides additional seating for casual meals or gathering with friends. A main-level powder room adds everyday convenience. Upstairs, you'll find two spacious bedroom suites, each with its own private en-suite bath. The primary suite features a vaulted ceiling that enhances the sense of space, generous closet storage, and a private bath, while the second bedroom also offers a large closet and its own full bath—an ideal layout for guests, family members, or roommates. Additional highlights include a stacked washer and dryer, new HVAC and hot water heater in 2023, an attached one-car garage with private driveway parking, and plentiful guest parking throughout the community. Residents enjoy exceptional community amenities, including a swimming pool, clubhouse, scenic walking trails, parks, and a tranquil pond. Perfectly positioned with easy access to I-270, I-370, the ICC, and public transportation, this home is just moments from premier shopping, dining, entertainment, and recreation. Offering thoughtful updates, a functional floor plan, a private wooded setting, and an unbeatable location, 1019 Hillside Lake Terrace is ready to welcome you home.

Getting Around

59
WalkingSomewhat Walkable
40
TransitSome Transit
57
BikeBikeable

Schools

5/10
6/10
Ridgeview Middle SchoolGrades 6-82.1 mi
8/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Construction materials: Asphalt,Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,109

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,109
  • Total interior livable area: 1,109 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903029243
  • Zoning: MXD
  • Special condition: Standard

Features

  • Levels: Bi-Level,Multi/Split,Two
  • Stories: 2
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Inside Entrance,Garage Faces Front,Built In,Storage,Attached,Driveway,Parking Lot,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$77$924
Property Taxes $459$5,508
Electricity $281$3,374
Total$2,834$34,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 20878$268
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20878$289
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$399,000
2026-07-23Listed for sale$399,000
2026-03-31Sold$405,000
2026-03-12Contingent$405,000
2025-12-22Listed for sale$405,000
2019-06-21Listing removed$2,100
2019-04-16Listed for rent$2,100
2015-01-01Sold$210,500
2004-09-14Sold$289,270
2002-07-22Sold$210,500
2001-01-10Sold$152,000
1997-03-06Sold$128,000
AgentRobert Scott
BrokerageSamson Properties

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