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106 Cherrywood Ter, Gaithersburg, MD, 20878

4beds
4baths
2,734sqft
$845,000
$309price/sqft
$5,667/moest. monthly cost
$226,680/yrincome needed

About This Home

Beautifully renovated brick-front colonial in a prime Gaithersburg location, thoughtfully updated from top to bottom within the last five years. This 4-bedroom, 3.5-bath home combines modern style with exceptional efficiency, featuring fully paid-off solar panels (2024), a new water heater (2025), newer roof (2019), HVAC (2019), and all-new windows and doors. The sun-filled main level offers luxury vinyl plank flooring, fresh designer paint, a beautifully renovated powder room, and a stunning gourmet kitchen with quartz countertops, a premium Viking range, industrial hood, and Samsung smart touchscreen refrigerator. Upstairs, the spacious primary suite provides a true retreat with a custom walk-in closet and a spa-inspired ensuite bath featuring heated tile floors, a custom glass-tile shower, a quartz-top vanity with a backlit mirror, a heated towel rack, and modern designer finishes. Three additional generously sized bedrooms and a beautifully renovated full bath complete the upper level. The fully finished walk-out basement offers exceptional flexibility with a large recreation or fitness area, a renovated full bath, and a kitchenette—ideal for extended family, guests, or entertaining. Outside, enjoy a newly repaved driveway, a finished two-car garage with tiled flooring, custom storage, and an EV charging station. The private, fenced backyard is perfect for relaxing or entertaining, featuring a spacious deck with a netted pergola, a swing set, and mature pear and persimmon trees. Conveniently located just minutes from I-270, the MARC train, Downtown Crown, Kentlands, shopping, dining, and parks, this move-in-ready smart home offers the perfect blend of luxury, comfort, and long-term value. MUST SEE!!

Getting Around

24
WalkingCar-Dependent
37
TransitSome Transit
55
BikeBikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Humidifier,Microwave,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater

Basement

  • Area: 1232

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 2nd Kitchen,Attic,Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Programmable Thermostat,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,416
  • Total interior livable area: 2,734 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903038475
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 9,450 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$165$1,980
Property Taxes $882$10,584
Electricity $348$4,179
Total$5,667$68,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,297/yr
40% on housing$170,010/yr
45% on housing$151,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 20878$267
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20878$289
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$845,000
2026-07-24Listed for sale$845,000
2013-04-11Sold$510,000
2013-02-10Listed for sale$515,000
2002-11-22Sold$402,500
1996-05-07Sold$239,490

For Sale by Agent

AgentArvind Dangi
BrokerageUnionPlus Realty, Inc.

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