See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20031 Dunstable Cir Unit 116-24, Germantown, MD, 20876

1beds
1baths
542sqft
$199,900
$369price/sqft
$1,379/moest. monthly cost
$55,160/yrincome needed

About This Home

Welcome to this charming bi-level end-unit townhome in the desirable Scenery Pointe community of Germantown! This well-maintained home offers a functional and comfortable layout featuring 1 bedroom and 1 full bath. The combined living and dining area is filled with natural light and provides sliding door access to the backyard — perfect for relaxing or entertaining. The kitchen is conveniently located just off the main living space for easy everyday living. Ideally situated near I-270, Rt. 355, the MARC train, major bus lines, shopping, dining, and outdoor recreation including Great Seneca Stream Valley Park and Black Hill Regional Park, this home offers both convenience and accessibility in a fantastic location.

Getting Around

39
WalkingCar-Dependent
34
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
4/10
Neelsville Middle SchoolGrades 6-80.9 mi
5/10
Watkins Mill High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Range Hood,Refrigerator,Cooktop,Washer,Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups Only

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Combination Dining/Living,Kitchen - Galley,Primary Bath(s),Studio
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 542

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 542
  • Total interior livable area: 542 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903038794
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$43$516
Property Taxes $45$540
Electricity $281$3,374
Total$1,379$16,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,280/yr
40% on housing$41,370/yr
45% on housing$36,773/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$199
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$235,000
2008-02-07Sold$131,000
1994-12-12Sold$52,840

For Sale by Agent

AgentMatthew McLeod
BrokerageStewart Real Estate, LLC

Similar Homes