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11608 Scarlet Leaf Cir, Germantown, MD, 20876

3beds
4baths
2,258sqft
$669,900
$297price/sqft
$4,539/moest. monthly cost
$181,560/yrincome needed

About This Home

Welcome to this beautifully maintained Colonial in the highly sought-after Seneca Crossing community. Featuring 3 bedrooms, 3.5 baths. Step inside to discover a bright, thoughtfully designed floor plan featuring a welcoming living room, formal dining room, and spacious family room. Rich wood flooring flows throughout the home, while abundant natural light creates a warm and inviting atmosphere. Energy-efficient solar panels provide substantial savings on electricity costs, adding both value and sustainability. The heart of the home is the beautifully appointed eat-in kitchen, complete with granite countertops, a large center island, stainless steel appliances, and ample cabinetry. A double sliding glass door opens to an expansive deck overlooking the private, fully fenced backyard—an ideal setting for outdoor entertainment, family gatherings, or peaceful evenings surrounded by nature. Upstairs, you'll find three generously sized bedrooms and two full baths, including a luxurious primary suite featuring a spa-inspired bath with a Jacuzzi tub, walk-in shower, and an impressive custom walk-in closet with built-in shelving and organization systems. The fully finished lower level provides exceptional flexibility with a spacious recreation area, bonus room, and full bath, making it perfect for guests, a home gym, media room, or additional living space. Ideally located near some of Montgomery County's best outdoor amenities, including Gunners Lake, Seneca Creek State Park, the Germantown SoccerPlex, and Black Hill Regional Park. Commuters will appreciate easy access to I-270, the MARC Train, Germantown Town Center, Rio, shopping, dining, and entertainment. This exceptional home offers the space, updates, and location today's buyers are searching for. Don't miss this incredible opportunity to make it yours.

Getting Around

57
WalkingSomewhat Walkable
44
TransitSome Transit
61
BikeBikeable

Schools

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 772

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Finished area below ground: 500
  • Finished area above ground: 1,758

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,258 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903075158
  • Zoning: R200
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Full,Wood

Lot

  • Lot size: 6,300 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$146$1,752
Property Taxes $719$8,628
Electricity $287$3,452
Total$4,539$54,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,622/yr
40% on housing$136,170/yr
45% on housing$121,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$192
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$669,900
2026-06-20Listed for sale$695,000
2021-10-28Sold$525,000
2021-08-05Sold$525,000
2021-07-11Pending sale$525,000
2021-06-12Price change$525,000
2021-05-05Pending sale$499,000
2021-04-25Listed for sale$499,000
2017-09-19Sold$419,000
2017-07-08Pending sale$419,990
2017-06-30Price change$419,990
2017-06-25Pending sale$424,990
2017-05-21Listed for sale$424,990
2016-08-21Listing removed$424,997
2016-08-07Price change$424,997
2016-06-26Listed for sale$434,900
2010-11-05Sold$407,000
2003-03-27Sold$335,000
1998-07-29Sold$278,125

For Sale by Agent

AgentMarisol Ramos
BrokerageFairfax Realty Premier

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