See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

827 Philadelphia Ave, Silver Spring, MD, 20910

4beds
3baths
2,228sqft
$700,000
$314price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2.5-bath home in a prime Silver Spring location! This charming property offers a spacious and inviting open floor plan, ideal for both everyday living and entertaining. The living room, dining room, and family room provide ample space for gatherings and relaxation, while the updated kitchen features new cabinets, granite countertops, newer appliances, and a center island that seamlessly connects to the main living areas. Major system updates include a 2-year-old HVAC system and water heater, along with two AC units for enhanced comfort. Additional improvements such as updated windows and a new security system provide efficiency and peace of mind. A newer washer and dryer add everyday convenience. Enjoy outdoor living on the large deck overlooking a fenced-in backyard—perfect for entertaining or unwinding. The welcoming front porch adds curb appeal, while the updated driveway offers parking for up to 10 vehicles—an exceptional and rare feature—along with a brand-new outdoor storage space. Ideally located near major commuter routes, shopping, dining, parks, and more, this home offers the perfect balance of suburban comfort and urban convenience. Move-in ready and packed with value—don’t miss this opportunity! Photos may be virtually staged

Getting Around

94
WalkingWalker's Paradise
81
TransitExcellent Transit
90
BikeBiker's Paradise

Schools

8/10
7/10

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 482

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,228

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,228 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161300987616
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,308 sqft

Parking

  • Total spaces: 10
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$152$1,824
Property Taxes $770$9,240
Electricity $283$3,406
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 20910$281
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20910$346
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$750,000
2025-10-15Listing removed$765,000
2025-09-18Price change$765,000
2025-08-08Listed for sale$795,000
2024-05-06Sold$682,500
2024-02-06Listing removed--
2023-12-20Price change$799,900
2023-12-13Listed for sale$849,900
2022-06-22Sold$410,000
2020-06-01Listing removed$350,000
2020-04-24Listed for sale$350,000

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

Similar Homes