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9920 Capitol View Ave, Silver Spring, MD, 20910

4beds
2baths
2,000sqft
$624,900
$312price/sqft
$4,084/moest. monthly cost
$163,360/yrincome needed

About This Home

Welcome to 9920 Capitol View Avenue—where timeless character, thoughtful updates, and an exceptional location create a home that is both inviting and functional. Nestled beneath mature trees on a beautifully landscaped lot in the Capitol View Park Historic District—Montgomery County’s first designated historic district—this well-maintained four-bedroom, two-bath home offers three finished levels of comfortable living. Located in Silver Spring’s 20910 ZIP code along the Kensington border, the property provides convenient access to the charm of Downtown Kensington while benefiting from Silver Spring’s comparatively lower property taxes. Natural light fills the welcoming living room, which features hardwood floors, recessed lighting, custom built-ins, and a cozy wood-burning fireplace. The adjoining dining room is ideal for everyday meals and entertaining, with access to an elevated rear deck overlooking the backyard and patio. The updated kitchen offers Silestone quartz countertops, warm wood cabinetry, stainless steel appliances, a center island, and direct access to the outdoor living spaces. The flexible floor plan includes a main-level bedroom and full bathroom—perfect for guests, a home office, or convenient one-level living. Upstairs are three additional bedrooms, including a spacious primary bedroom with abundant closet space, along with a second full bathroom. The finished lower-level bonus room is well suited for a recreation room, media room, home gym, or playroom. An oversized utility and workshop area provides exceptional storage, workspace, and potential for additional finished living space. Major improvements include replacement of all interior plumbing lines, a two-year-old air-conditioning system and water heater—with applicable warranties conveying to the new owners—and updates to the exterior chimney. A one-year American Home Shield home warranty will also be included for the buyer. Outside, enjoy an elevated rear deck, private patio, mature trees, and lush landscaping that create a peaceful backyard retreat. The home is located less than half a mile from the historic 1891 Kensington MARC Station, providing commuter service to Washington, D.C. It is also just blocks from Downtown Kensington, Antique Row, the Saturday farmers market, BabyCat Brewery, Johnson’s Florist, Old Town Market, Continental Pizza, Safeway, parks, shops, and restaurants. The Forest Glen Metro station is approximately 1.5 miles away, with Ride On bus service nearby. Residents enjoy a strong sense of community through annual events such as the Labor Day Parade, Model Train Show, neighborhood picnics, and activities hosted by the Kensington Volunteer Fire Department. The home is also served by highly regarded Oakland Terrace Elementary School.

Getting Around

35
WalkingCar-Dependent
42
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 320

Basement

  • Has basement: Yes
  • Basement: Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 320
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161300994840
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,164 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$135$1,620
Property Taxes $509$6,108
Electricity $281$3,374
Total$4,084$49,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,022/yr
40% on housing$122,520/yr
45% on housing$108,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 20910$282
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20910$346
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$599,999
2026-07-20Price change$624,900
2026-07-07Listed for sale$649,000
1979-06-26Sold$24,500

For Sale by Agent

AgentChris Chambers
BrokerageSamson Properties

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