See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4021 Cleveland St, Kensington, MD, 20895

3beds
3baths
2,549sqft
$1,300,000
$510price/sqft
$8,358/moest. monthly cost
$334,320/yrincome needed

About This Home

Classic colonial on the only cul-de-sac in Chevy Chase View. This brick colonial gives a family the best of both worlds: an updated interior now, with the option to expand later if you ever want it. Set on an expansive corner lot that's now fully fenced, the home's timeless character hides an interior that's been well taken care of, offering 3 bedrooms, 2 flexible bonus rooms, and 3 full baths. Updates include newer windows, a kitchen and family room addition, a finished basement, and updated baths throughout. Freshly painted with hardwood floors and plenty of natural light, the main level opens with a formal living room warmed by a fireplace and a dining room framed by a bay window. The kitchen is a standout, with Viking and Thermador appliances, long runs of granite counters, tons of cabinet space, and a pantry that holds everything. It's a great setup for entertaining and everyday living, with the dining room opening straight onto a stone terrace with walled seating and a level lawn. On the other side of the kitchen, the family room brings in Palladian windows, plantation shutters, and a vaulted ceiling. An office/mudroom with built-ins rounds out the main level, along with an updated full bath and a coat closet. Upstairs you'll find three bedrooms and a bonus room that can flex however you need it, whether that's a nursery, home office, or extra bedroom. The primary bedroom has two closets, and the full bath up here has a new vanity and fixtures. There's also an expansive attic for storage, and if you ever want more space, there's real opportunity to expand the upper level over either the family room or dining room. Downstairs, the lower level has just been finished with high-end vinyl flooring and offers a large multi-use rec room, plenty of storage, and a second bonus room that would make a great additional bedroom or in-law suite, with a full bath on that same level, or a separate exercise room if you'd rather. This level also includes the laundry area. Located on Cleveland Street, the only cul-de-sac in Chevy Chase View, the home sits among mature landscaping and gardens. The heart of Kensington, with shops, restaurants, the MARC train, and trails into Rock Creek Park, is an easy walk away. With room to enjoy the home just as it is, or expand it down the road, 4021 Cleveland Street gives a growing family every reason to put down roots in one of the DC area's most sought-after neighborhoods.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Silver Creek MiddleGrades 6-80.6 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Block
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 850

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 487
  • Finished area above ground: 2,062

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,549 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301000825
  • Zoning: R90
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.37 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$271$3,252
Property Taxes $1,190$14,280
Electricity $324$3,897
Total$8,358$100,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,560/yr
40% on housing$250,740/yr
45% on housing$222,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$336
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$1,300,000
2026-08-08Contingent$1,300,000
2026-07-30Listed for sale$1,300,000
2023-04-20Sold$1,150,000
2023-03-20Pending sale$1,099,000
2023-03-15Listed for sale$1,099,000

For Sale by Agent

AgentHelen Trybus
BrokerageLong & Foster Real Estate, Inc.

Similar Homes