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3911 Prospect St, Kensington, MD, 20895

4beds
3baths
4,098sqft
$1,789,000
$437price/sqft
$11,735/moest. monthly cost
$469,400/yrincome needed

About This Home

Stunning Victorian on a double lot in the heart of Kensington's historic district. Rare opportunity to own one of the most beautiful historic homes in the heart of Kensington’s historic district. Built in 1898 and in meticulous condition, this is a must see in person! This Queen Anne style architectural gem is beautifully sited on a double, .40-acre lot and has magnificent custom features not found in homes today- fabulous millwork, custom built in china cabinet, pocket doors, original fireplace mantels, gas fireplace, front and back staircases, heart pine floors, transom windows, glass doorknobs, soaring ceilings , historic light fixtures, even a secret room! Tour in person to see all rooms and the special features. The main level features a stately foyer with large coat closet and gorgeous staircase, formal living room with bay window and gas fireplace, family room with fireplace and door to side deck, grand formal dining room large built in china cabinet and door the back porch, full bath, and masterfully renovated kitchen with custom cabinetry, Silestone countertops, stainless steel appliances, tin ceiling, pantry, and back stair to the second floor. The upper level includes four large bedrooms, hall closet, large renovated bath , access to upper porch, and stairs to the attic with lots room for storage and play. The lower level is a wonderful surprise with good ceiling height, ceramic tile floor recreation/guest room areas, full bath , outside egress, and laundry area with front loading washer and dryer. Please see floor plans. The outdoor living areas are amazing- large front porch, side porch , and rear covered porch , and a private brick patio. The established gardens feature more than fifty mature flowering trees and shrubs. Upgrades include a 50 year shingle architectural roof with copper stand seam porch roofs and copper downspouts, new sewer and water lines, electrical 200 amp heavy up and electrical upgrades, relining of chimney flues, newly constructed chimney, new master water valve shut off, new hot water heater in 2023, dual zone AC, exterior recently repainted & more! location, location! Walk to the heart of Kensington and all it has to offer- restaurants, shops, multiple parks, weekly Farmer’s market, Noyes Children’s Library, Babycat Brewery & more. Just minutes to the entertainment and shopping districts of Chevy Chase Lake and Pike and Rose. A commuter’s dream close to two Metro shops, downtown Bethesda and just a mile to the Beltway. You will love the community spirit of Kensington. Prepare to fall in love with this very special home, property, and neighborhood!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
9/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1898

Materials

  • Foundation: Brick/Mortar,Block
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Gas,Dishwasher,Dryer,Washer,Refrigerator,Extra Refrigerator/Freezer,Disposal,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Improved,Heated,Interior Entry,Exterior Entry,Walk-Out Access

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Bonus Room

  • Features: Basement - Partially Finished
  • Level: Lower

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Features: Fireplace - Other
  • Level: Main

Features

  • Additional Stairway,Attic,Soaking Tub,Built-in Features,Butlers Pantry,Crown Molding,Chair Railings,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Country,High Ceilings,9'+ Ceilings
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,214
  • Finished area above ground: 2,884

Heating & Cooling

  • Heating features: Radiator,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,098
  • Total interior livable area: 4,098 sqft

Kitchen

  • Features: Granite Counters,Flooring - HardWood,Kitchen Island
  • Level: Main

Living Room

  • Features: Fireplace - Gas,Flooring - HardWood
  • Level: Main

Other

  • Features: Attic - Floored,Attic - Walk-Up
  • Level: Upper

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Upper

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 161301019356
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Brick,Porch,Wrap Around,Patio,Roof Deck
  • Exterior features: Rain Gutters,Extensive Hardscape
  • Fencing: Partial

Lot

  • Lot size: 0.40 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,046$108,552
Home Insurance *$373$4,476
Property Taxes $1,794$21,528
Electricity $522$6,265
Total$11,735$140,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$402,342/yr
40% on housing$352,050/yr
45% on housing$312,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$338
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,789,000
2026-01-29Listing removed$1,849,000
2025-09-18Listed for sale$1,849,000
2025-09-18Listing removed$1,995,000
2025-05-30Listed for sale$1,995,000

For Sale by Agent

AgentKyle Richards
BrokerageCompass

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