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8406 Hartford Ave, Silver Spring, MD, 20910

4beds
3baths
2,696sqft
$950,000
$352price/sqft
$6,318/moest. monthly cost
$252,720/yrincome needed

About This Home

Welcome to this beautifully maintained brick Colonial, where timeless character, thoughtful updates, and a highly functional layout come together on one of Silver Spring's most picturesque, tree-lined streets. Filled with natural light and offering an ideal balance of formal and casual living spaces, this home has been lovingly cared for and thoughtfully enhanced for today's lifestyle. Step inside to discover a warm and inviting living room anchored by a classic fireplace, creating the perfect setting for relaxing evenings or entertaining guests. Rich architectural details and large windows allow natural light to pour throughout the home, while the adjoining formal dining room provides an elegant space for everything from holiday gatherings to everyday dinners. Just beyond, a bright room which could be den/office/playroom is super cozy and opens to the bright sunroom which offers a peaceful retreat overlooking the backyard and gardens. Whether used as a morning coffee room, reading nook, play space, or home office, these versatile rooms seamlessly extends the home's living space. The spacious kitchen is designed for everyday functionality, offering generous cabinetry, ample countertop workspace, room for casual dining, and direct access to the outdoor living areas. A convenient main-level powder room, along with a separate shower located in the adjacent mudroom, provides added flexibility for guests and everyday living. Upstairs, the home features three generously sized bedrooms, each offering abundant natural light, comfortable proportions, and excellent closet space. The primary bedroom serves as a relaxing retreat, while the additional bedrooms easily accommodate family, guests, or dedicated work-from-home space. A centrally located full hall bathroom serves the upper level. The finished lower level significantly expands the home's versatility. Renovated in 2023, it offers a spacious finished versatile bonus area perfect for a home office, gym, or hobby space, PLUS an additional bedroom for guests or extended family, and a beautifully renovated en suite full bathroom. An expansive storage closet completes this highly functional level, providing exceptional flexibility for a variety of lifestyles. Storage is one of this home's standout features, with generously sized closets thoughtfully located on every floor, an oversized lower-level storage room, and an expansive attic providing exceptional space for seasonal items, hobbies, and long-term organization. Meaningful updates provide peace of mind, including child-safe electrical outlets installed throughout (2022), a Mitsubishi mini-split system adding efficient heating and cooling to the lower level family room (2023), the comprehensive basement renovation (2023), and extensive chimney improvements completed in 2026, including a new chimney liner, fireproofing, and exterior brick repointing. Outside, the fully fenced backyard creates a private outdoor sanctuary. The beautifully landscaped yard showcases mature trees, vibrant flowering plants, and established gardens that provide color and beauty throughout the seasons, an ideal setting for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Perfectly positioned just steps from Dale Drive Neighborhood Park, less than half a block from access to the scenic Sligo Creek Trail, and moments from Nolte Park, this exceptional location offers endless opportunities for recreation. Enjoy the convenience of nearby downtown Silver Spring, featuring an outstanding collection of restaurants, coffee shops, shopping, entertainment, the Metro, and year-round community events. Combining timeless architecture, flexible living spaces, extensive updates, remarkable storage, and an unbeatable location, this is a home designed to be enjoyed for years to come.

Getting Around

21
WalkingCar-Dependent
56
TransitGood Transit
70
BikeVery Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Oven,Microwave,Refrigerator,Washer/Dryer,Washer
  • Laundry features: In Basement,Lower Level,Laundry Room,Inside,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Bath/Stubbed,Daylight,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • See Remarks
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,696 sqft

Property

Details

  • Parcel number: 1301048666

Features

  • Stories: 3
  • Exterior features: Private Yard,Playground

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$206$2,472
Property Taxes $966$11,592
Electricity $343$4,121
Total$6,318$75,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,617/yr
40% on housing$189,540/yr
45% on housing$168,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 20910$281
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20910$346
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-10-17Sold$845,000
2022-05-23Sold$845,000
2022-04-18Pending sale$779,000

Coming Soon

AgentAnna Mackler
BrokerageSERHANT.

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