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10407 Grandin Rd, Silver Spring, MD, 20902

3beds
2baths
1,885sqft
$540,000
$286price/sqft
$3,736/moest. monthly cost
$149,440/yrincome needed

About This Home

***Price reduction*** Owner is ready to sell and will look at reasonable and full price offers. Nestled in a calm suburban enclave, this single family offers an inviting feel with 3 bedrooms, 2 baths, hardwood floors, neutral fresh paint, finished basement, and much more. More pics coming after staging and stay tuned for the Open House.

Getting Around

36
WalkingCar-Dependent
48
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

2/10
6/10
Sligo Middle SchoolGrades 6-80.3 mi
7/10
Northwood High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1949

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 729

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 550
  • Finished area above ground: 1,335

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 1,885 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301096423
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,226 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$126$1,512
Property Taxes $599$7,188
Electricity $281$3,374
Total$3,736$44,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,091/yr
40% on housing$112,080/yr
45% on housing$99,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$240
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$540,000
2026-06-28Listed for sale$559,000
2018-11-13Listing removed$399,000
2018-09-06Price change$399,000
2018-06-09Listed for sale$405,000
2011-02-15Sold$230,000
2010-10-08Price change$269,000
2010-08-18Listed for sale$279,000

For Sale by Agent

AgentRodney Bennett
BrokerageFairfax Realty Premier

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