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10303 Haywood Dr, Silver Spring, MD, 20902

3beds
2baths
1,452sqft
$500,000
$344price/sqft
$3,421/moest. monthly cost
$136,840/yrincome needed

About This Home

Surprisingly affordable home with notable updates in a neighborhood you'll love to call home!! Hardwood floors throughout main level, sun-filled living room with HWF, exposed beam ceilings and brick hearth fireplace, separate dining room and galley kitchen with side exit to yard. Three main level bedrooms with hardwoods and newly-renovated full hall bath! Fully finished lower level with family room with LVP flooring, two bonus/exercise/guest rooms along with a second newly-renovated full bath! Lower level also includes laundry room, utility room and side walk-up exit to rear yard. Ideal location near commuter routes, Red Line Metro, schools and parks!

Getting Around

33
WalkingCar-Dependent
50
TransitGood Transit
31
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dryer,Oven/Range - Gas,Refrigerator,Gas Water Heater
  • Laundry features: In Basement,Has Laundry,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry,Walk-Out Access

Bedroom1

  • Features: Flooring - HardWood
  • Level: Main

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main

Bedroom3

  • Features: Flooring - HardWood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Bonus Room

  • Level: Lower

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Level: Lower

Features

  • Entry Level Bedroom,Exposed Beams,Floor Plan - Traditional,Formal/Separate Dining Room
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 484
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Fireplace - Wood Burning,Flooring - HardWood
  • Level: Main

Other

  • Level: Main

Other

  • Level: Unspecified

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301105530
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,384 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$117$1,404
Property Taxes $495$5,940
Electricity $281$3,374
Total$3,421$41,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,291/yr
40% on housing$102,630/yr
45% on housing$91,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$241
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$550,000
2022-02-04Sold$435,000
2022-01-07Pending sale$435,000
2022-01-07Contingent$435,000
2022-01-04Price change$435,000
2022-01-03Listed for sale$439,000
2021-12-27Contingent$439,000
2021-12-22Price change$439,000
2021-11-26Listed for sale$450,000
2007-09-11Sold$399,000

For Sale by Agent

AgentDave Savercool
BrokerageLong & Foster Real Estate, Inc.

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