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10405 Georgia Ave, Silver Spring, MD, 20902

3beds
1baths
2,236sqft
$550,000
$246price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

Contract fail through, back on the market . Price reduced the seller is motivated, with 3 bedrooms, 2 full bathrooms, and a fully finished basement with 3 extra rooms and an amenity kitchen . This home is ideal for growing families, multi-generational living, or professionals looking for a turnkey retreat just minutes from the city. Inside, you'll find a bright, inviting layout with timeless finishes and large windows that fill the home with natural light. The remodeled kitchen perfect for hosting or casual everyday living. The finished lower level provides incredible versatility, with 3 rooms, a full bath, and bonus space that can easily function as a guest suite, home office, gym, or recreation room. Outside, enjoy your own private backyard oasis, perfect for summer barbecues and entertaining. Front driveway parking. Located just few minutes from Wheaton Mall and downtown Silver Spring. This home offers easy access to parks, schools, shopping, and major commuter routes. Don't miss this rare opportunity to own a spacious, move-in-ready home in one of Silver Spring’s most convenient and welcoming neighborhoods. Schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
52
TransitGood Transit
51
BikeBikeable

Schools

2/10
6/10
Sligo Middle SchoolGrades 6-80.7 mi
7/10
Northwood High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beaux Arts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Cooktop,Washer,Water Heater,Gas Water Heater

Basement

  • Area: 1442

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • 2nd Kitchen
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Central,Natural Gas Available
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,578
  • Total interior livable area: 2,236 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 161301106897
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Play Area,Balcony

Lot

  • Lot size: 8,430 sqft

Parking

  • Parking features: Off Site,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$129$1,548
Property Taxes $702$8,424
Electricity $284$3,418
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$240
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$500,000
2026-06-30Listed for sale$550,000
2026-06-20Contingent$550,000
2026-05-09Price change$550,000
2026-03-26Price change$570,000
2026-03-06Listed for sale$599,999
2022-03-07Sold$550,000
2022-02-08Pending sale$519,000
2022-02-03Listed for sale$519,000
2021-10-29Sold$385,000
2021-10-21Contingent$350,000
2021-10-15Listed for sale$350,000

For Sale by Agent

AgentCyrus Hailu
BrokerageFairfax Realty Premier

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